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Compare 14592 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in York just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 111 neighbors looking to save on their home insurance policy in the local 14592 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 14592. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your York, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in York, NY

14592 Home Insurance Average Premiums

Local 14592 homeowners insurance quotes comparison

$751 /yr.

Shows Zip Code: 14592 lowest rates with discounts applied on average.

For the 14592, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$751 /yr.
Average Coverage:$1001 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1301 /yr.

What is the average home insurance cost for a home in 14592?

  • • The average homeowners insurance premium paid annually for a home in 14592 is around $1001 per year.

What does it cost on average per month for home insurance in 14592?

  • • Homeowners in 14592 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 14592?

  • • Autoowners in 14592 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the York area, check out other zip codes nearby 14592.
Review average rates in another zip code:
14592 homeowners insurance rates

Home Replacement Cost Coverage in 14592

Average Building Cost Per Square Foot in 14592: $205

Location: York, New York (Livingston County)

Average Square Footage in 14592: 702 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14592 before you start any project. York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14592 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14592 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 702 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205702$144,000
Additional Upgrades & Added Features$256702$180,000
Major Home Updates or Advancements$308702$216,000

It's important to understand that when you estimate your replacement cost of your home in the 14592 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14592

Best Home & Auto Insurance Agencies in 14592

Housing Demographics for 14592

Population Review for 14592 Zip Code

For the city of York, the population within 14592 has increased to over 0 residents in population size. The current population total is 222. We have broken down the population based on race below. In 14592, there are over 122 in male population and 100 females.

PopulationValues
Total Population222
White Population214
Black Population4
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population122
Female Population100
Population Estimate0

Household Data for 14592

The average number of homes in 14592 is around 111, there are an average of 2.00 per household. The average house value according to local real estate values is around $144,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode111
Persons Per Household2.00
Average House Value$144,000
Income Per Household$56250
Median Age48.5
Median Age Male47.7
Median Age Female49.3
14592 DetailsValues
StateNY
State Full NameNew York
City TypeZ
City Alias Abbreviation
Area Code585
CityYork
City Alias NameYORK
CountyLivingston
County FIPS051
State FIPS36
Time Zone5
Day Light SavingY
MSA6840
PMSA
CSA464
CBSA40380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRochester, NY
MSA_NameRochester, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees66
Business First Quarter Payroll490
Business Annual Payroll2232
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1054323
CBSA Division Population0
Congressional District24
Congressional LandArea2388.56
Delivery Residential0
Delivery Business0
Delivery Total164
Preferred Last Line KeyV17118
Classification CodeP
Multi-County
CSA NameRochester-Batavia-Seneca Falls, NY
CBSA_DIV_Name
City State KeyV17118
Land Area0.563000
Water Area0.000000
City Alias Code
City Mixed CaseYork
City Alias Mixed CaseYork
Box Count146
SFDU0
MFDU0
State ANSI36
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number359550
Unique ZIP Name
SSA State County Code33350
Medicare CBSA Code40380
Medicare CBSA NameRochester, NY
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseLivingston

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]