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14709 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 14709? There are over 597 occupied homes in the 14709 area. With a population size of 1,423, it's not uncommon for residence of Angelica, NY to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New York is around $1,016 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 14709 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Angelica, NY Home Insurance Rate Quotes

14709 Home Insurance Average Premiums

Local 14709 homeowners insurance quotes comparison

$766 /yr.

Shows Zip Code: 14709 lowest rates with discounts applied on average.

For the 14709, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$766 /yr.
Average Coverage:$1016 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1316 /yr.

What is the average home insurance cost for a home in 14709?

  • • The average homeowners insurance premium paid annually for a home in 14709 is around $1016 per year.

What does it cost on average per month for home insurance in 14709?

  • • Homeowners in 14709 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 14709?

  • • Autoowners in 14709 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Angelica area, check out other zip codes nearby 14709.
Review average rates in another zip code:
14709 homeowners insurance rates

Home Replacement Cost Coverage in 14709

Average Building Cost Per Square Foot in 14709: $205

Location: Angelica, New York (Allegany County)

Average Square Footage in 14709: 366 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14709 before you start any project. Angelica homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14709 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14709 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 366 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Angelica area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205366$75,100
Additional Upgrades & Added Features$256366$93,875
Major Home Updates or Advancements$308366$112,650

It's important to understand that when you estimate your replacement cost of your home in the 14709 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14709

Best Home & Auto Insurance Agencies in 14709

Housing Demographics for 14709

Population Review for 14709 Zip Code

For the city of Angelica, the population within 14709 has increased to over 1,330 residents in population size. The current population total is 1,423. We have broken down the population based on race below. In 14709, there are over 737 in male population and 686 females.

PopulationValues
Total Population1,423
White Population1363
Black Population1
Hispanic Population17
Asian Population7
Hawaiian Population0
Indian Population4
Other Population4
Male Population737
Female Population686
Population Estimate1330

Household Data for 14709

The average number of homes in 14709 is around 597, there are an average of 2.38 per household. The average house value according to local real estate values is around $75,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode597
Persons Per Household2.38
Average House Value$75,100
Income Per Household$52188
Median Age48.3
Median Age Male48.0
Median Age Female48.5
14709 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code585
CityAngelica
City Alias NameANGELICA
CountyAllegany
County FIPS003
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees162
Business First Quarter Payroll1342
Business Annual Payroll5722
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential559
Delivery Business18
Delivery Total759
Preferred Last Line KeyV11912
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV11912
Land Area51.919000
Water Area0.050000
City Alias Code
City Mixed CaseAngelica
City Alias Mixed CaseAngelica
Box Count134
SFDU559
MFDU0
State ANSI36
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number350220
Unique ZIP Name
SSA State County Code33010
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseAllegany

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