Get multiple home insurance quotes in 14710. Our licensed 14710, NY agents are ready to serve you.

Compare 14710 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Ashville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,408 neighbors looking to save on their home insurance policy in the local 14710 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 14710. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Ashville, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Ashville, NY

14710 Home Insurance Average Premiums

Local 14710 homeowners insurance quotes comparison

$771 /yr.

Shows Zip Code: 14710 lowest rates with discounts applied on average.

For the 14710, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$771 /yr.
Average Coverage:$1021 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1321 /yr.

What is the average home insurance cost for a home in 14710?

  • • The average homeowners insurance premium paid annually for a home in 14710 is around $1021 per year.

What does it cost on average per month for home insurance in 14710?

  • • Homeowners in 14710 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 14710?

  • • Autoowners in 14710 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ashville area, check out other zip codes nearby 14710.
Review average rates in another zip code:
14710 homeowners insurance rates

Home Replacement Cost Coverage in 14710

Average Building Cost Per Square Foot in 14710: $205

Location: Ashville, New York (Chautauqua County)

Average Square Footage in 14710: 544 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14710 before you start any project. Ashville homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14710 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14710 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 544 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ashville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205544$111,600
Additional Upgrades & Added Features$256544$139,500
Major Home Updates or Advancements$308544$167,400

It's important to understand that when you estimate your replacement cost of your home in the 14710 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14710

Best Home & Auto Insurance Agencies in 14710

Housing Demographics for 14710

Population Review for 14710 Zip Code

For the city of Ashville, the population within 14710 has increased to over 3,778 residents in population size. The current population total is 3,367. We have broken down the population based on race below. In 14710, there are over 1714 in male population and 1653 females.

PopulationValues
Total Population3,367
White Population3188
Black Population13
Hispanic Population59
Asian Population7
Hawaiian Population0
Indian Population7
Other Population12
Male Population1714
Female Population1653
Population Estimate3778

Household Data for 14710

The average number of homes in 14710 is around 1,408, there are an average of 2.39 per household. The average house value according to local real estate values is around $111,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,408
Persons Per Household2.39
Average House Value$111,600
Income Per Household$59135
Median Age47.8
Median Age Male46.3
Median Age Female48.5
14710 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CityAshville
City Alias NameASHVILLE
CountyChautauqua
County FIPS013
State FIPS36
Time Zone5
Day Light SavingY
MSA3610
PMSA
CSA
CBSA27460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameJamestown-Dunkirk, NY
MSA_NameJamestown, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees288
Business First Quarter Payroll2885
Business Annual Payroll15728
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population134905
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential1581
Delivery Business33
Delivery Total1817
Preferred Last Line KeyV11967
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV11967
Land Area53.214000
Water Area0.057000
City Alias Code
City Mixed CaseAshville
City Alias Mixed CaseAshville
Box Count178
SFDU1556
MFDU0
State ANSI36
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number350330
Unique ZIP Name
SSA State County Code33060
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseChautauqua

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]