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Home Insurance Quotes in 14830

Are you shopping for a cheaper homeowners insurance rate in 14830? Our rates are very competitive for homeowners living in Corning, NY. Many homeowners located in the 14830 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 14830. To get free 14830 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 14830 zip code should appear in the zip code field ready to go. Shopping Corning, NY Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 14830 to review the best rate coverages.

Your 14830 Home Insurance Costs Is Rated: High!

For the great city of Corning, the average home insurance premium paid annually is around $1023 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our New York specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Corning and need insurance on your home in the 14830 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 14830 Homeowners Insurance Rates Now!

14830 Home Insurance Average Premiums

Local 14830 homeowners insurance quotes comparison

$773 /yr.

Shows Zip Code: 14830 lowest rates with discounts applied on average.

For the 14830, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$773 /yr.
Average Coverage:$1023 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1323 /yr.

What is the average home insurance cost for a home in 14830?

  • • The average homeowners insurance premium paid annually for a home in 14830 is around $1023 per year.

What does it cost on average per month for home insurance in 14830?

  • • Homeowners in 14830 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 14830?

  • • Autoowners in 14830 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Corning area, check out other zip codes nearby 14830.
Review average rates in another zip code:
14830 homeowners insurance rates

Home Replacement Cost Coverage in 14830

Average Building Cost Per Square Foot in 14830: $205

Location: Corning, New York (Steuben County)

Average Square Footage in 14830: 650 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14830 before you start any project. Corning homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14830 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14830 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 650 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corning area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205650$133,200
Additional Upgrades & Added Features$256650$166,500
Major Home Updates or Advancements$308650$199,800

It's important to understand that when you estimate your replacement cost of your home in the 14830 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14830

Best Home & Auto Insurance Agencies in 14830

Allstate Insurance Company - Tami Dowdle

Address: 12 Garden St Corning, NY 14830
Phone:
Website: http://www.allstateagencies.com/013669?cid=OTC-YP.com-IYP&att=TL
Info:

Carter- Paula R

Address: 341 Park Ave Corning, NY 14830
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Sweet, Rob - State Farm Insurance Agent

Address: 111 Walnut St Corning, NY 14830
Phone:
Website: http://www.national.citysearch.com/profile/external/37963911/corning_ny/sweet_rob_state_farm_insurance_agent.html
Info:

Clarke- Connie L

Address: 1 E Pulteney St Corning, NY 14830
Phone:
Website:
Info:

Cynthia C Green - Nationwide Insurance

Address: 286 W Pulteney St Corning, NY 14830
Phone:
Website: http://www.nationwide.com/agent/Corning-NEW-YORK-insurance-agent/greenagency/office.html
Info:

Housing Demographics for 14830

Population Review for 14830 Zip Code

For the city of Corning, the population within 14830 has increased to over 19,207 residents in population size. The current population total is 18,949. We have broken down the population based on race below. In 14830, there are over 9379 in male population and 9570 females.

PopulationValues
Total Population18,949
White Population16691
Black Population496
Hispanic Population497
Asian Population412
Hawaiian Population3
Indian Population55
Other Population198
Male Population9379
Female Population9570
Population Estimate19207

Household Data for 14830

The average number of homes in 14830 is around 8,408, there are an average of 2.21 per household. The average house value according to local real estate values is around $133,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,408
Persons Per Household2.21
Average House Value$133,200
Income Per Household$66366
Median Age40.4
Median Age Male39.7
Median Age Female41.3
14830 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code607
CityCorning
City Alias NameCORNING
CountySteuben
County FIPS101
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA236
CBSA18500
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCorning, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses456
Number Of Employees7409
Business First Quarter Payroll76253
Business Annual Payroll318305
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population98990
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential8691
Delivery Business544
Delivery Total9662
Preferred Last Line KeyV12769
Classification Code
Multi-CountyY
CSA NameElmira-Corning, NY
CBSA_DIV_Name
City State KeyV12769
Land Area90.623000
Water Area0.900000
City Alias Code
City Mixed CaseCorning
City Alias Mixed CaseCorning
Box Count293
SFDU7668
MFDU526
State ANSI36
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number351915
Unique ZIP Name
SSA State County Code33690
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSteuben

New York Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]