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14847, NY Homeowners Insurance Rates

With a population size of 2,443 and with 1,027 occupied homes in the 14847 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Interlaken, NY are around $992 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Interlaken, New York. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New York home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Interlaken, NY.

For New York home insurance information, including average Interlaken home insurance rates, coverage options or the different homeowners insurance types, please select Interlaken, NY Home Insurance Quotes Now!

14847 Home Insurance Average Premiums

Local 14847 homeowners insurance quotes comparison

$742 /yr.

Shows Zip Code: 14847 lowest rates with discounts applied on average.

For the 14847, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$742 /yr.
Average Coverage:$992 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1292 /yr.

What is the average home insurance cost for a home in 14847?

  • • The average homeowners insurance premium paid annually for a home in 14847 is around $992 per year.

What does it cost on average per month for home insurance in 14847?

  • • Homeowners in 14847 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 14847?

  • • Autoowners in 14847 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Interlaken area, check out other zip codes nearby 14847.
Review average rates in another zip code:
14847 homeowners insurance rates

Home Replacement Cost Coverage in 14847

Average Building Cost Per Square Foot in 14847: $205

Location: Interlaken, New York (Seneca County)

Average Square Footage in 14847: 778 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14847 before you start any project. Interlaken homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14847 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14847 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 778 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Interlaken area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205778$159,500
Additional Upgrades & Added Features$256778$199,375
Major Home Updates or Advancements$308778$239,250

It's important to understand that when you estimate your replacement cost of your home in the 14847 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14847

Best Home & Auto Insurance Agencies in 14847

Housing Demographics for 14847

Population Review for 14847 Zip Code

For the city of Interlaken, the population within 14847 has increased to over 2,314 residents in population size. The current population total is 2,443. We have broken down the population based on race below. In 14847, there are over 1187 in male population and 1256 females.

PopulationValues
Total Population2,443
White Population2245
Black Population19
Hispanic Population42
Asian Population14
Hawaiian Population0
Indian Population8
Other Population31
Male Population1187
Female Population1256
Population Estimate2314

Household Data for 14847

The average number of homes in 14847 is around 1,027, there are an average of 2.34 per household. The average house value according to local real estate values is around $159,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,027
Persons Per Household2.34
Average House Value$159,500
Income Per Household$64779
Median Age46.4
Median Age Male44.0
Median Age Female47.9
14847 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code607
CityInterlaken
City Alias NameINTERLAKEN
CountySeneca
County FIPS099
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA464
CBSA42900
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeneca Falls, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses47
Number Of Employees198
Business First Quarter Payroll1503
Business Annual Payroll7813
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population35251
CBSA Division Population0
Congressional District23|24
Congressional LandArea7371.65|2388.56
Delivery Residential989
Delivery Business19
Delivery Total1166
Preferred Last Line KeyV14011
Classification Code
Multi-CountyY
CSA NameRochester-Batavia-Seneca Falls, NY
CBSA_DIV_Name
City State KeyV14011
Land Area40.438000
Water Area0.034000
City Alias Code
City Mixed CaseInterlaken
City Alias Mixed CaseInterlaken
Box Count130
SFDU961
MFDU28
State ANSI36
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number354105
Unique ZIP Name
SSA State County Code33680
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseSeneca

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]