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Home Insurance in 14870

Our rates are very competitive for homeowners living in the 14870 zip code. Many homeowners based out of Painted Post, NY have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our NY licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 14870 should appear in the zip code field ready to go.

14870 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Painted Post area? The average homeowners premium in 14870 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 14870, you can expect to pay around $1207 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 14870 Today!

Get Home Insurance Quotes in 14870

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of New York. Start your 14870 home insurance shopping today!

  1. Painted Post, NY Home Insurance Quotes

14870 Home Insurance Average Premiums

Local 14870 homeowners insurance quotes comparison

$957 /yr.

Shows Zip Code: 14870 lowest rates with discounts applied on average.

For the 14870, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$957 /yr.
Average Coverage:$1207 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1507 /yr.

What is the average home insurance cost for a home in 14870?

  • • The average homeowners insurance premium paid annually for a home in 14870 is around $1207 per year.

What does it cost on average per month for home insurance in 14870?

  • • Homeowners in 14870 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 14870?

  • • Autoowners in 14870 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Painted Post, check out other zip codes nearby 14870.
To review average rates in another zip code, click on a zip code below:
14870  | 

Home Replacement Cost Coverage in 14870

Average Building Cost Per Square Foot in 14870: $205

Location: Painted Post, New York (Steuben County)

Average Square Footage in 14870: 700 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14870 before you start any project. Painted Post homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14870 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14870 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 700 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Painted Post area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205700$143,400
Additional Upgrades & Added Features$256700$179,250
Major Home Updates or Advancements$308700$215,100

It's important to understand that when you estimate your replacement cost of your home in the 14870 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14870

Best Home & Auto Insurance Agencies in 14870

Piper Insurance Agency

Address: 180 Village Sq Painted Post, NY 14870
Phone:
Website:
Info:

Pope, Bill - State Farm Insurance Agent

Address: 291 S Hamilton St Painted Post, NY 14870
Phone:
Website: http://www.citysearch.com/profile/external/605143202/painted_post_ny/pope_bill_state_farm_insurance_agent.html
Info:

Housing Demographics for 14870

Population Review for 14870 Zip Code

For the city of Painted Post, the population within 14870 has increased to over 10,217 residents in population size. The current population total is 9,648. We have broken down the population based on race below. In 14870, there are over 4700 in male population and 4948 females.

PopulationValues
Total Population9,648
White Population7997
Black Population221
Hispanic Population147
Asian Population877
Hawaiian Population1
Indian Population20
Other Population51
Male Population4700
Female Population4948
Population Estimate10217

Household Data for 14870

The average number of homes in 14870 is around 4,142, there are an average of 2.29 per household. The average house value according to local real estate values is around $143,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,142
Persons Per Household2.29
Average House Value$143,400
Income Per Household$83929
Median Age44.4
Median Age Male42.4
Median Age Female45.8
14870 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code607
CityPainted Post
City Alias NamePAINTED POST
CountySteuben
County FIPS101
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA236
CBSA18500
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCorning, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses179
Number Of Employees3625
Business First Quarter Payroll52436
Business Annual Payroll212746
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population98990
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential4462
Delivery Business198
Delivery Total4828
Preferred Last Line KeyV15286
Classification Code
Multi-CountyY
CSA NameElmira-Corning, NY
CBSA_DIV_Name
City State KeyV15286
Land Area64.471000
Water Area0.558000
City Alias Code
City Mixed CasePainted Post
City Alias Mixed CasePainted Post
Box Count126
SFDU3308
MFDU264
State ANSI36
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number356325
Unique ZIP Name
SSA State County Code33690
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSteuben

New York Homeowners Insurance News & Information

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