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Compare 14885 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Troupsburg just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 271 neighbors looking to save on their home insurance policy in the local 14885 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 14885. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Troupsburg, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Troupsburg, NY

14885 Home Insurance Average Premiums

Local 14885 homeowners insurance quotes comparison

$763 /yr.

Shows Zip Code: 14885 lowest rates with discounts applied on average.

For the 14885, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$763 /yr.
Average Coverage:$1013 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1313 /yr.

What is the average home insurance cost for a home in 14885?

  • • The average homeowners insurance premium paid annually for a home in 14885 is around $1013 per year.

What does it cost on average per month for home insurance in 14885?

  • • Homeowners in 14885 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14885?

  • • Autoowners in 14885 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Troupsburg area, check out other zip codes nearby 14885.
Review average rates in another zip code:
14885 homeowners insurance rates

Home Replacement Cost Coverage in 14885

Average Building Cost Per Square Foot in 14885: $205

Location: Troupsburg, New York (Steuben County)

Average Square Footage in 14885: 587 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14885 before you start any project. Troupsburg homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14885 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14885 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 587 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Troupsburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205587$120,400
Additional Upgrades & Added Features$256587$150,500
Major Home Updates or Advancements$308587$180,600

It's important to understand that when you estimate your replacement cost of your home in the 14885 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14885

Best Home & Auto Insurance Agencies in 14885

Housing Demographics for 14885

Population Review for 14885 Zip Code

For the city of Troupsburg, the population within 14885 has increased to over 767 residents in population size. The current population total is 689. We have broken down the population based on race below. In 14885, there are over 358 in male population and 331 females.

PopulationValues
Total Population689
White Population677
Black Population1
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population2
Other Population5
Male Population358
Female Population331
Population Estimate767

Household Data for 14885

The average number of homes in 14885 is around 271, there are an average of 2.54 per household. The average house value according to local real estate values is around $120,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode271
Persons Per Household2.54
Average House Value$120,400
Income Per Household$61324
Median Age42.5
Median Age Male42.0
Median Age Female43.8
14885 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code607
CityTroupsburg
City Alias NameTROUPSBURG
CountySteuben
County FIPS101
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA236
CBSA18500
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCorning, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees24
Business First Quarter Payroll135
Business Annual Payroll550
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population98990
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential302
Delivery Business5
Delivery Total337
Preferred Last Line KeyV16567
Classification Code
Multi-County
CSA NameElmira-Corning, NY
CBSA_DIV_Name
City State KeyV16567
Land Area42.529000
Water Area0.000000
City Alias Code
City Mixed CaseTroupsburg
City Alias Mixed CaseTroupsburg
Box Count23
SFDU302
MFDU0
State ANSI36
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number358530
Unique ZIP Name
SSA State County Code33690
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSteuben

New York Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]