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Quickly Revew Homeowners Insurance in 27012

If you own a home in Clemmons, NC you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 27012 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our North Carolina licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 27012 and start comparing rates now.

27012 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 27012 is $830 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 27012 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clemmons, NC home insurance quotes in your local city and review the most competitive coverages and premiums.

27012 Home Insurance Average Premiums

Local 27012 homeowners insurance quotes comparison

$580 /yr.

Shows Zip Code: 27012 lowest rates with discounts applied on average.

For the 27012, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$580 /yr.
Average Coverage:$830 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1130 /yr.

What is the average home insurance cost for a home in 27012?

  • • The average homeowners insurance premium paid annually for a home in 27012 is around $830 per year.

What does it cost on average per month for home insurance in 27012?

  • • Homeowners in 27012 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 27012?

  • • Autoowners in 27012 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clemmons area, check out other zip codes nearby 27012.
Review average rates in another zip code:
27012 homeowners insurance rates

Home Replacement Cost Coverage in 27012

Average Building Cost Per Square Foot in 27012: $135

Location: Clemmons, North Carolina (Forsyth County)

Average Square Footage in 27012: 1,844 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27012 before you start any project. Clemmons homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27012 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27012 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,844 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clemmons area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,844$248,900
Additional Upgrades & Added Features$1691,844$311,125
Major Home Updates or Advancements$2031,844$373,350

It's important to understand that when you estimate your replacement cost of your home in the 27012 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27012

Fortress Insurance Group Road

Address: 2255 Lewisville Clemmons Clemmons, NC 27012
Phone: (336)354-4000
Website: www.fortressinsurance.com

Best Home & Auto Insurance Agencies in 27012

Allstate Insurance Companies

Address: 2626 Lewisville Clemmons Rd Clemmons, NC 27012
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Bradley Tilley

Address: 104 Stadium Oaks Dr Clemmons, NC 27012
Phone:
Website: http://www.allstateagencies.com/017452?cid=OTC-YP.com-IYP&att=TL
Info:

John Rose - Allstate Agent

Address: 3551 Clemmons Rd Clemmons, NC 27012
Phone:
Website: http://www.allstateagencies.com/JohnRose3/Welcome/
Info:

The Tesh Co, Inc - Nationwide Insurance

Address: 2265 Lewisville Clemmons Rd Clemmons, NC 27012
Phone:
Website: http://www.nationwide.com/agent/Clemmons-NORTH-CAROLINA-insurance-agent/tesh/office.html
Info:

Fuller- Richard S - State Farm Insurance Agent

Address: 2245 Lewisville Clemmons Rd Clemmons, NC 27012
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 27012

Population Review for 27012 Zip Code

For the city of Clemmons, the population within 27012 has increased to over 31,980 residents in population size. The current population total is 29,954. We have broken down the population based on race below. In 27012, there are over 14275 in male population and 15679 females.

PopulationValues
Total Population29,954
White Population24275
Black Population1978
Hispanic Population1803
Asian Population1029
Hawaiian Population14
Indian Population94
Other Population644
Male Population14275
Female Population15679
Population Estimate31980

Household Data for 27012

The average number of homes in 27012 is around 11,783, there are an average of 2.50 per household. The average house value according to local real estate values is around $248,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,783
Persons Per Household2.50
Average House Value$248,900
Income Per Household$88209
Median Age45.7
Median Age Male43.7
Median Age Female47.2
27012 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code336
CityClemmons
City Alias NameCLEMMONS
CountyForsyth
County FIPS067
State FIPS37
Time Zone5
Day Light SavingY
MSA3120
PMSA
CSA268
CBSA49180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWinston-Salem, NC
MSA_NameGreensboro--Winston-Salem--High Point, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses702
Number Of Employees8335
Business First Quarter Payroll87223
Business Annual Payroll387866
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population477717
CBSA Division Population0
Congressional District05|08
Congressional LandArea3571.86|4512.78
Delivery Residential12792
Delivery Business704
Delivery Total14188
Preferred Last Line KeyY15021
Classification Code
Multi-CountyY
CSA NameGreensboro--Winston-Salem--High Point, NC
CBSA_DIV_Name
City State KeyY15021
Land Area42.001000
Water Area0.650000
City Alias Code
City Mixed CaseClemmons
City Alias Mixed CaseClemmons
Box Count475
SFDU10127
MFDU1000
State ANSI37
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number361528
Unique ZIP Name
SSA State County Code34330
Medicare CBSA Code49180
Medicare CBSA NameWinston-Salem, NC
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseForsyth

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]