Get multiple home insurance quotes in 27215. Our licensed 27215, NC agents are ready to serve you.

Compare 27215 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 27215 area? The average homeowners premium in North Carolina for a standard homeowners policy is around $825/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 27215 zip code, the population size is around 44,620 with 19,516 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 27215.

Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Burlington, NC Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NC RateDiscountsSavingsShop Rates
$1,119up to 40% off$448

27215 Home Insurance Average Premiums

Local 27215 homeowners insurance quotes comparison

$575 /yr.

Shows Zip Code: 27215 lowest rates with discounts applied on average.

For the 27215, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$575 /yr.
Average Coverage:$825 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1125 /yr.

What is the average home insurance cost for a home in 27215?

  • • The average homeowners insurance premium paid annually for a home in 27215 is around $825 per year.

What does it cost on average per month for home insurance in 27215?

  • • Homeowners in 27215 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 27215?

  • • Autoowners in 27215 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burlington area, check out other zip codes nearby 27215.
Review average rates in another zip code:
27215 homeowners insurance rates
27217 homeowners insurance rates

Home Replacement Cost Coverage in 27215

Average Building Cost Per Square Foot in 27215: $135

Location: Burlington, North Carolina (Alamance County)

Average Square Footage in 27215: 1,376 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27215 before you start any project. Burlington homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27215 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27215 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,376 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,376$185,700
Additional Upgrades & Added Features$1691,376$232,125
Major Home Updates or Advancements$2031,376$278,550

It's important to understand that when you estimate your replacement cost of your home in the 27215 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27215

Horace Mann Teachers Insurance CO

Address: 340 Holly Hill Lane Burlington, NC 27215
Phone: (336)586-0500
Website:

Bryan Jennings M Agency Inc Insurance

Address: 926 South Main Street Burlington, NC 27215
Phone: (336)227-7458
Website: www.jenningsmbryan.com

Alamance Farmers' Mutual Fire Iurance Association

Address: 107 Maple Avenue Burlington, NC 27215
Phone: (336)226-4200
Website:

Best Home & Auto Insurance Agencies in 27215

Easter Ellen D Insurance

Address: 1325 S Main St Burlington, NC 27215
Phone:
Website:
Info:

Johnson & Associates

Address: 420 Alamance Rd Burlington, NC 27215
Phone:
Website:
Info:

Nixon Parker Ins Agency Inc - State Farm Insurance Agent

Address: 3102 S Church St, #201 Burlington, NC 27215
Phone:
Website: http://www.nixonparkerjr.com
Info:

Acordia Of North Carolina

Address: 2280 S Church St Burlington, NC 27215
Phone:
Website:
Info:

Clayton Amy Insurance

Address: 1624 S Church St Burlington, NC 27215
Phone:
Website:
Info:

Housing Demographics for 27215

Population Review for 27215 Zip Code

For the city of Burlington, the population within 27215 has increased to over 48,864 residents in population size. The current population total is 44,620. We have broken down the population based on race below. In 27215, there are over 20974 in male population and 23646 females.

PopulationValues
Total Population44,620
White Population28747
Black Population8368
Hispanic Population5243
Asian Population1202
Hawaiian Population40
Indian Population270
Other Population3151
Male Population20974
Female Population23646
Population Estimate48864

Household Data for 27215

The average number of homes in 27215 is around 19,516, there are an average of 2.27 per household. The average house value according to local real estate values is around $185,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,516
Persons Per Household2.27
Average House Value$185,700
Income Per Household$58054
Median Age41.8
Median Age Male39.6
Median Age Female44.0
27215 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code336/743
CityBurlington
City Alias NameBURLINGTON
CountyAlamance
County FIPS001
State FIPS37
Time Zone5
Day Light SavingY
MSA3120
PMSA
CSA268
CBSA15500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBurlington, NC
MSA_NameGreensboro--Winston-Salem--High Point, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1487
Number Of Employees28752
Business First Quarter Payroll327901
Business Annual Payroll1367849
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population151131
CBSA Division Population0
Congressional District04|06
Congressional LandArea1045.35|3674.55
Delivery Residential21526
Delivery Business1986
Delivery Total23560
Preferred Last Line KeyY14914
Classification Code
Multi-CountyY
CSA NameGreensboro--Winston-Salem--High Point, NC
CBSA_DIV_Name
City State KeyY14914
Land Area63.077000
Water Area1.862000
City Alias Code
City Mixed CaseBurlington
City Alias Mixed CaseBurlington
Box Count153
SFDU14172
MFDU2841
State ANSI37
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number361088
Unique ZIP Name
SSA State County Code34000
Medicare CBSA Code15500
Medicare CBSA NameBurlington, NC
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseAlamance

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]