Get multiple home insurance quotes in 27376. Our licensed 27376, NC agents are ready to serve you.

Compare 27376 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 27376 area? The average homeowners premium in North Carolina for a standard homeowners policy is around $875/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 27376 zip code, the population size is around 9,317 with 3,909 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 27376.

Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for West End, NC Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NC RateDiscountsSavingsShop Rates
$1,119up to 40% off$448

27376 Home Insurance Average Premiums

Local 27376 homeowners insurance quotes comparison

$625 /yr.

Shows Zip Code: 27376 lowest rates with discounts applied on average.

For the 27376, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$625 /yr.
Average Coverage:$875 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1175 /yr.

What is the average home insurance cost for a home in 27376?

  • • The average homeowners insurance premium paid annually for a home in 27376 is around $875 per year.

What does it cost on average per month for home insurance in 27376?

  • • Homeowners in 27376 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 27376?

  • • Autoowners in 27376 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West End area, check out other zip codes nearby 27376.
Review average rates in another zip code:
27376 homeowners insurance rates

Home Replacement Cost Coverage in 27376

Average Building Cost Per Square Foot in 27376: $135

Location: West End, North Carolina (Moore County)

Average Square Footage in 27376: 1,945 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27376 before you start any project. West End homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27376 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27376 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,945 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West End area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,945$262,600
Additional Upgrades & Added Features$1691,945$328,250
Major Home Updates or Advancements$2031,945$393,900

It's important to understand that when you estimate your replacement cost of your home in the 27376 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27376

Best Home & Auto Insurance Agencies in 27376

Lee-Moore Insurance Agency

Address: 4319 7 Lakes Plz West End, NC 27376
Phone:
Website:
Info:

Texas Farm Bureau Insurance

Address: 101 Roy Ln West End, NC 27376
Phone:
Website: http://www.farmbureauinsurance-mi.com/
Info:

Housing Demographics for 27376

Population Review for 27376 Zip Code

For the city of West End, the population within 27376 has increased to over 10,688 residents in population size. The current population total is 9,317. We have broken down the population based on race below. In 27376, there are over 4586 in male population and 4731 females.

PopulationValues
Total Population9,317
White Population7374
Black Population1057
Hispanic Population576
Asian Population89
Hawaiian Population5
Indian Population51
Other Population239
Male Population4586
Female Population4731
Population Estimate10688

Household Data for 27376

The average number of homes in 27376 is around 3,909, there are an average of 2.37 per household. The average house value according to local real estate values is around $262,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,909
Persons Per Household2.37
Average House Value$262,600
Income Per Household$67150
Median Age48.2
Median Age Male46.8
Median Age Female49.4
27376 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code910
CityWest End
City Alias NameWEST END
CountyMoore
County FIPS125
State FIPS37
Time Zone5
Day Light SavingY
MSA
PMSA
CSA246
CBSA38240
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePinehurst-Southern Pines, NC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses233
Number Of Employees2038
Business First Quarter Payroll18280
Business Annual Payroll85760
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea856.93
Delivery Residential4510
Delivery Business186
Delivery Total5293
Preferred Last Line KeyY16768
Classification Code
Multi-County
CSA NameFayetteville-Lumberton-Pinehurst, NC
CBSA_DIV_Name
City State KeyY16768
Land Area68.583000
Water Area1.854000
City Alias Code
City Mixed CaseWest End
City Alias Mixed CaseWest End
Box Count486
SFDU1918
MFDU2382
State ANSI37
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number368464
Unique ZIP Name
SSA State County Code34620
Medicare CBSA Code99934
Medicare CBSA NameRural Areas in NC
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseMoore

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]