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27377 Home Insurance Rates & Premiums

Did you know there are over 11,341 people living within the 27377 zip code area? There are over 4,614 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 27377.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in North Carolina are on the rise. The estimated average premium is around $854 a year for a standard homeowners insurance policy in Whitsett. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Whitsett, NC Homeowners Insurance Quotes Online

27377 Home Insurance Average Premiums

Local 27377 homeowners insurance quotes comparison

$604 /yr.

Shows Zip Code: 27377 lowest rates with discounts applied on average.

For the 27377, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$604 /yr.
Average Coverage:$854 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1154 /yr.

What is the average home insurance cost for a home in 27377?

  • • The average homeowners insurance premium paid annually for a home in 27377 is around $854 per year.

What does it cost on average per month for home insurance in 27377?

  • • Homeowners in 27377 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 27377?

  • • Autoowners in 27377 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Whitsett area, check out other zip codes nearby 27377.
Review average rates in another zip code:
27377 homeowners insurance rates

Home Replacement Cost Coverage in 27377

Average Building Cost Per Square Foot in 27377: $135

Location: Whitsett, North Carolina (Guilford County)

Average Square Footage in 27377: 1,627 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27377 before you start any project. Whitsett homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27377 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27377 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,627 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Whitsett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,627$219,600
Additional Upgrades & Added Features$1691,627$274,500
Major Home Updates or Advancements$2031,627$329,400

It's important to understand that when you estimate your replacement cost of your home in the 27377 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27377

Best Home & Auto Insurance Agencies in 27377

Allstate Insurance

Address: 952 Golf House Rd W Whitsett, NC 27377
Phone:
Website:
Info:

Christi L Burgess-Smith - Nationwide Insurance

Address: 6307 Burlington Rd Whitsett, NC 27377
Phone:
Website: http://www.nationwide.com/agent/Whitsett-NORTH-CAROLINA-insurance-agent/burgess-smith/office.html
Info:

Housing Demographics for 27377

Population Review for 27377 Zip Code

For the city of Whitsett, the population within 27377 has increased to over 12,637 residents in population size. The current population total is 11,341. We have broken down the population based on race below. In 27377, there are over 5316 in male population and 6025 females.

PopulationValues
Total Population11,341
White Population6407
Black Population3562
Hispanic Population713
Asian Population161
Hawaiian Population1
Indian Population38
Other Population420
Male Population5316
Female Population6025
Population Estimate12637

Household Data for 27377

The average number of homes in 27377 is around 4,614, there are an average of 2.46 per household. The average house value according to local real estate values is around $219,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,614
Persons Per Household2.46
Average House Value$219,600
Income Per Household$76862
Median Age39.0
Median Age Male37.2
Median Age Female40.4
27377 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code336/743
CityWhitsett
City Alias NameWHITSETT
CountyGuilford
County FIPS081
State FIPS37
Time Zone5
Day Light SavingY
MSA3120
PMSA
CSA268
CBSA24660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreensboro-High Point, NC
MSA_NameGreensboro--Winston-Salem--High Point, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses155
Number Of Employees3642
Business First Quarter Payroll45061
Business Annual Payroll181230
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population723801
CBSA Division Population0
Congressional District06
Congressional LandArea3674.55
Delivery Residential5137
Delivery Business107
Delivery Total5699
Preferred Last Line KeyY16801
Classification Code
Multi-County
CSA NameGreensboro--Winston-Salem--High Point, NC
CBSA_DIV_Name
City State KeyY16801
Land Area25.744000
Water Area0.301000
City Alias Code
City Mixed CaseWhitsett
City Alias Mixed CaseWhitsett
Box Count162
SFDU2874
MFDU960
State ANSI37
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number368560
Unique ZIP Name
SSA State County Code34400
Medicare CBSA Code24660
Medicare CBSA NameGreensboro-High Point, NC
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseGuilford

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]