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Home Insurance in 27510

Our rates are very competitive for homeowners living in the 27510 zip code. Many homeowners based out of Carrboro, NC have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our NC licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 27510 should appear in the zip code field ready to go.

27510 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Carrboro area? The average homeowners premium in 27510 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 27510, you can expect to pay around $779 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 27510 Today!

Get Home Insurance Quotes in 27510

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of North Carolina. Start your 27510 home insurance shopping today!

  1. Carrboro, NC Home Insurance Quotes

27510 Home Insurance Average Premiums

Local 27510 homeowners insurance quotes comparison

$529 /yr.

Shows Zip Code: 27510 lowest rates with discounts applied on average.

For the 27510, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$529 /yr.
Average Coverage:$779 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1079 /yr.

What is the average home insurance cost for a home in 27510?

  • • The average homeowners insurance premium paid annually for a home in 27510 is around $779 per year.

What does it cost on average per month for home insurance in 27510?

  • • Homeowners in 27510 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 27510?

  • • Autoowners in 27510 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carrboro area, check out other zip codes nearby 27510.
Review average rates in another zip code:
27510 homeowners insurance rates

Home Replacement Cost Coverage in 27510

Average Building Cost Per Square Foot in 27510: $135

Location: Carrboro, North Carolina (Orange County)

Average Square Footage in 27510: 2,598 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27510 before you start any project. Carrboro homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27510 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27510 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,598 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carrboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1352,598$350,700
Additional Upgrades & Added Features$1692,598$438,375
Major Home Updates or Advancements$2032,598$526,050

It's important to understand that when you estimate your replacement cost of your home in the 27510 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27510

Best Home & Auto Insurance Agencies in 27510

Allstate Insurance Companies

Address: 205 W Main St Carrboro, NC 27510
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Lee-Moore Insurance Services

Address: Carr Mill Shops First Floor Carrboro, NC 27510
Phone:
Website: http://www.leemooreinsurance.com
Info:

Lopeman- Gregory S - State Farm Insurance Agent

Address: 104 NC-54-BYP Carrboro, NC 27510
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Geibig Sheila Insurance

Address: 201 E Main St Carrboro, NC 27510
Phone:
Website: http://www.nationwode.com
Info:

Housing Demographics for 27510

Population Review for 27510 Zip Code

For the city of Carrboro, the population within 27510 has increased to over 15,216 residents in population size. The current population total is 14,801. We have broken down the population based on race below. In 27510, there are over 7014 in male population and 7787 females.

PopulationValues
Total Population14,801
White Population9169
Black Population1823
Hispanic Population2202
Asian Population1100
Hawaiian Population8
Indian Population92
Other Population1108
Male Population7014
Female Population7787
Population Estimate15216

Household Data for 27510

The average number of homes in 27510 is around 7,285, there are an average of 2.02 per household. The average house value according to local real estate values is around $350,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,285
Persons Per Household2.02
Average House Value$350,700
Income Per Household$61083
Median Age31.6
Median Age Male31.8
Median Age Female31.4
27510 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code919/984
CityCarrboro
City Alias NameCARRBORO
CountyOrange
County FIPS135
State FIPS37
Time Zone5
Day Light SavingY
MSA6640
PMSA
CSA450
CBSA20500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDurham-Chapel Hill, NC
MSA_NameRaleigh-Durham-Chapel Hill, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses397
Number Of Employees3297
Business First Quarter Payroll32741
Business Annual Payroll149933
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population504357
CBSA Division Population0
Congressional District04
Congressional LandArea1045.35
Delivery Residential7533
Delivery Business468
Delivery Total9007
Preferred Last Line KeyY14960
Classification Code
Multi-County
CSA NameRaleigh-Durham-Cary, NC
CBSA_DIV_Name
City State KeyY14960
Land Area3.198000
Water Area0.005000
City Alias Code
City Mixed CaseCarrboro
City Alias Mixed CaseCarrboro
Box Count358
SFDU2505
MFDU2811
State ANSI37
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number361216
Unique ZIP Name
SSA State County Code34670
Medicare CBSA Code20500
Medicare CBSA NameDurham-Chapel Hill, NC
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseOrange

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]