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27511 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 27511? Our rates are very competitive for homeowners living in Cary, NC. Many homeowners based out of your 27511 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our North Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 27511 should appear in the zip code field ready to go. For Cary, NC Home Insurance Rate Quotes click to review the best rates and service online!

27511 Average Premium is Rated: Medium!

Homeowners living in 27511 can easily save up to 40% off the average home insurance premium of $849 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Cary that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 27511 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 27511!

27511 Home Insurance Average Premiums

Local 27511 homeowners insurance quotes comparison

$599 /yr.

Shows Zip Code: 27511 lowest rates with discounts applied on average.

For the 27511, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$599 /yr.
Average Coverage:$849 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1149 /yr.

What is the average home insurance cost for a home in 27511?

  • • The average homeowners insurance premium paid annually for a home in 27511 is around $849 per year.

What does it cost on average per month for home insurance in 27511?

  • • Homeowners in 27511 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 27511?

  • • Autoowners in 27511 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cary area, check out other zip codes nearby 27511.
Review average rates in another zip code:
27513 homeowners insurance rates
27511 homeowners insurance rates
27519 homeowners insurance rates
27518 homeowners insurance rates

Home Replacement Cost Coverage in 27511

Average Building Cost Per Square Foot in 27511: $135

Location: Cary, North Carolina (Wake County)

Average Square Footage in 27511: 2,264 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27511 before you start any project. Cary homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27511 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27511 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,264 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cary area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1352,264$305,600
Additional Upgrades & Added Features$1692,264$382,000
Major Home Updates or Advancements$2032,264$458,400

It's important to understand that when you estimate your replacement cost of your home in the 27511 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27511

Crocker Daniel T Insurance Agency

Address: 103 New Edition Court Cary, NC 27511
Phone: (919)460-6145
Website:

Adcock Agency Inc the Erie

Address: 157 West Chatham Street Cary, NC 27511
Phone: (919)467-8126
Website: www.erieinsurance.com

Charter Insurance Associates

Address: 1601 Walnut St Cary, NC 27511
Phone: (919)469-1009
Website: www.charterinsurance.com

Allstate Insurance - Reggie Wright

Address: 301 South Academy Street Cary, NC 27511
Phone: (919)380-0405
Website:

Best Home & Auto Insurance Agencies in 27511

Cox- Sally S - State Farm Insurance Agent

Address: 1141 Kildaire Farm Rd Cary, NC 27511
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Inspro

Address: 919 Kildaire Farm Rd Cary, NC 27511
Phone:
Website: http://www.insuranceprof.com
Info:

Lipstone Insurance Agency Inc

Address: 208 New Edition Ct Cary, NC 27511
Phone:
Website:
Info:

Apple Auto Insurance Center

Address: 600 E Chatham St Cary, NC 27511
Phone:
Website: http://www.progressive.com
Info: Car Insurance: Auto Insurance & Online Insurance Quotes - Progressive
Buy and compare car insurance at Progressive.com and save money. Progressive offers auto insurance, motorcycle insurance, boat, RV, home insurance and more. Get an online insurance quote today! car insurance rates, auto insurance rates, progressive auto insurance quotes, progressive car insurance quotes, online automobile insurance rates

Adcock Agency Inc the Erie

Address: 157 W Chatham St Cary, NC 27511
Phone:
Website: http://www.erieinsurance.com
Info:

Housing Demographics for 27511

Population Review for 27511 Zip Code

For the city of Cary, the population within 27511 has increased to over 34,317 residents in population size. The current population total is 32,786. We have broken down the population based on race below. In 27511, there are over 15768 in male population and 17018 females.

PopulationValues
Total Population32,786
White Population22199
Black Population2635
Hispanic Population5048
Asian Population1842
Hawaiian Population22
Indian Population204
Other Population2744
Male Population15768
Female Population17018
Population Estimate34317

Household Data for 27511

The average number of homes in 27511 is around 13,684, there are an average of 2.38 per household. The average house value according to local real estate values is around $305,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,684
Persons Per Household2.38
Average House Value$305,600
Income Per Household$87598
Median Age41.5
Median Age Male39.4
Median Age Female43.5
27511 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code919/984
CityCary
City Alias NameCARY
CountyWake
County FIPS183
State FIPS37
Time Zone5
Day Light SavingY
MSA6640
PMSA
CSA450
CBSA39580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRaleigh-Cary, NC
MSA_NameRaleigh-Durham-Chapel Hill, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1455
Number Of Employees24271
Business First Quarter Payroll351415
Business Annual Payroll1483113
Business Employment Flag
Growth Rank49
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number28787
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population1130490
CBSA Division Population0
Congressional District02|13
Congressional LandArea3246.68|2280.59
Delivery Residential14419
Delivery Business1381
Delivery Total17784
Preferred Last Line KeyY14963
Classification Code
Multi-County
CSA NameRaleigh-Durham-Cary, NC
CBSA_DIV_Name
City State KeyY14963
Land Area11.733000
Water Area0.208000
City Alias Code
City Mixed CaseCary
City Alias Mixed CaseCary
Box Count0
SFDU8882
MFDU2642
State ANSI37
County ANSI183
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number361232
Unique ZIP Name
SSA State County Code34910
Medicare CBSA Code39580
Medicare CBSA NameRaleigh-Cary, NC
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseWake

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]