Get multiple home insurance quotes in 27526. Our licensed 27526, NC agents are ready to serve you.

27526 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 27526 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Fuquay Varina, NC. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 27526 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-918-3404 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in North Carolina, like average Fuquay Varina homeowners insurance rates, coverage options or home insurance types, please select Fuquay Varina, NC Home Insurance Rates Online!

27526 Home Insurance Average Premiums

Local 27526 homeowners insurance quotes comparison

$513 /yr.

Shows Zip Code: 27526 lowest rates with discounts applied on average.

For the 27526, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$513 /yr.
Average Coverage:$763 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1063 /yr.

What is the average home insurance cost for a home in 27526?

  • • The average homeowners insurance premium paid annually for a home in 27526 is around $763 per year.

What does it cost on average per month for home insurance in 27526?

  • • Homeowners in 27526 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 27526?

  • • Autoowners in 27526 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fuquay Varina area, check out other zip codes nearby 27526.
Review average rates in another zip code:
27526 homeowners insurance rates

Home Replacement Cost Coverage in 27526

Average Building Cost Per Square Foot in 27526: $135

Location: Fuquay Varina, North Carolina (Wake County)

Average Square Footage in 27526: 2,035 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27526 before you start any project. Fuquay Varina homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27526 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27526 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,035 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fuquay Varina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1352,035$274,700
Additional Upgrades & Added Features$1692,035$343,375
Major Home Updates or Advancements$2032,035$412,050

It's important to understand that when you estimate your replacement cost of your home in the 27526 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27526

Holland Jonathan Insurance

Address: 3423 North Main Street Fuquay Varina, NC 27526
Phone: (919)567-2131
Website: www.jonathanholland.net

Best Home & Auto Insurance Agencies in 27526

Holland- Jackie O

Address: 706 N Main St Fuquay-Varina, NC 27526
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

John E Cotten - Nationwide Insurance

Address: 1541 N Main St Fuquay-Varina, NC 27526
Phone:
Website: http://www.nationwide.com/agent/Fuquay-Varina-NORTH-CAROLINA-insurance-agent/john-cotten-agency/office.html
Info:

Holland Jonathan Insurance

Address: 3423 N Main St Fuquay-Varina, NC 27526
Phone:
Website: http://www.jonathanholland.net
Info:

Allstate Insurance Companies - Sales Offices- Fuquay-Varina

Address: 209 S Fuquay Ave Fuquay-Varina, NC 27526
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Great Rates Insurance Agency

Address: 1328 N Main St Fuquay-Varina, NC 27526
Phone:
Website:
Info:

Housing Demographics for 27526

Population Review for 27526 Zip Code

For the city of Fuquay Varina, the population within 27526 has increased to over 72,251 residents in population size. The current population total is 56,089. We have broken down the population based on race below. In 27526, there are over 27186 in male population and 28903 females.

PopulationValues
Total Population56,089
White Population41436
Black Population6630
Hispanic Population5530
Asian Population884
Hawaiian Population40
Indian Population316
Other Population2344
Male Population27186
Female Population28903
Population Estimate72251

Household Data for 27526

The average number of homes in 27526 is around 20,464, there are an average of 2.72 per household. The average house value according to local real estate values is around $274,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,464
Persons Per Household2.72
Average House Value$274,700
Income Per Household$82896
Median Age38.9
Median Age Male37.5
Median Age Female40.0
27526 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code919/984
CityFuquay Varina
City Alias NameFUQUAY VARINA
CountyWake
County FIPS183
State FIPS37
Time Zone5
Day Light SavingY
MSA6640
PMSA
CSA450
CBSA39580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRaleigh-Cary, NC
MSA_NameRaleigh-Durham-Chapel Hill, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1074
Number Of Employees11416
Business First Quarter Payroll123351
Business Annual Payroll526287
Business Employment Flag
Growth Rank49
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number28787
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population1130490
CBSA Division Population0
Congressional District13
Congressional LandArea2280.59
Delivery Residential26563
Delivery Business867
Delivery Total29738
Preferred Last Line KeyY15379
Classification Code
Multi-CountyY
CSA NameRaleigh-Durham-Cary, NC
CBSA_DIV_Name
City State KeyY15379
Land Area98.162000
Water Area0.534000
City Alias Code
City Mixed CaseFuquay Varina
City Alias Mixed CaseFuquay Varina
Box Count398
SFDU16550
MFDU268
State ANSI37
County ANSI183
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number362864
Unique ZIP Name
SSA State County Code34910
Medicare CBSA Code39580
Medicare CBSA NameRaleigh-Cary, NC
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseWake

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]