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Compare 27568 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 27568 area? The average homeowners premium in North Carolina for a standard homeowners policy is around $804/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 27568 zip code, the population size is around 1,187 with 509 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 27568.

Please give us a call now at 1-866-918-3404, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Pine Level, NC Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NC RateDiscountsSavingsShop Rates
$1,119up to 40% off$448

27568 Home Insurance Average Premiums

Local 27568 homeowners insurance quotes comparison

$554 /yr.

Shows Zip Code: 27568 lowest rates with discounts applied on average.

For the 27568, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$554 /yr.
Average Coverage:$804 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1104 /yr.

What is the average home insurance cost for a home in 27568?

  • • The average homeowners insurance premium paid annually for a home in 27568 is around $804 per year.

What does it cost on average per month for home insurance in 27568?

  • • Homeowners in 27568 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 27568?

  • • Autoowners in 27568 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pine Level area, check out other zip codes nearby 27568.
Review average rates in another zip code:
27568 homeowners insurance rates

Home Replacement Cost Coverage in 27568

Average Building Cost Per Square Foot in 27568: $135

Location: Pine Level, North Carolina (Johnston County)

Average Square Footage in 27568: 1,072 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27568 before you start any project. Pine Level homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27568 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27568 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,072 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pine Level area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,072$144,700
Additional Upgrades & Added Features$1691,072$180,875
Major Home Updates or Advancements$2031,072$217,050

It's important to understand that when you estimate your replacement cost of your home in the 27568 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27568

Best Home & Auto Insurance Agencies in 27568

Housing Demographics for 27568

Population Review for 27568 Zip Code

For the city of Pine Level, the population within 27568 has increased to over 0 residents in population size. The current population total is 1,187. We have broken down the population based on race below. In 27568, there are over 543 in male population and 644 females.

PopulationValues
Total Population1,187
White Population867
Black Population136
Hispanic Population176
Asian Population1
Hawaiian Population0
Indian Population5
Other Population78
Male Population543
Female Population644
Population Estimate0

Household Data for 27568

The average number of homes in 27568 is around 509, there are an average of 2.33 per household. The average house value according to local real estate values is around $144,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode509
Persons Per Household2.33
Average House Value$144,700
Income Per Household$55000
Median Age40.5
Median Age Male35.5
Median Age Female42.7
27568 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeZ
City Alias Abbreviation
Area Code919/984
CityPine Level
City Alias NamePINE LEVEL
CountyJohnston
County FIPS101
State FIPS37
Time Zone5
Day Light SavingY
MSA6640
PMSA
CSA450
CBSA39580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRaleigh-Cary, NC
MSA_NameRaleigh-Durham-Chapel Hill, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees303
Business First Quarter Payroll1917
Business Annual Payroll9993
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1130490
CBSA Division Population0
Congressional District13
Congressional LandArea2280.59
Delivery Residential0
Delivery Business0
Delivery Total1622
Preferred Last Line KeyY16171
Classification CodeP
Multi-County
CSA NameRaleigh-Durham-Cary, NC
CBSA_DIV_Name
City State KeyY16171
Land Area1.214000
Water Area0.000000
City Alias Code
City Mixed CasePine Level
City Alias Mixed CasePine Level
Box Count497
SFDU0
MFDU0
State ANSI37
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number366048
Unique ZIP Name
SSA State County Code34500
Medicare CBSA Code39580
Medicare CBSA NameRaleigh-Cary, NC
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseJohnston

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]