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Quickly Revew Homeowners Insurance in 27591

If you own a home in Wendell, NC you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 27591 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our North Carolina licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 27591 and start comparing rates now.

27591 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 27591 is $826 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 27591 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Wendell, NC home insurance quotes in your local city and review the most competitive coverages and premiums.

27591 Home Insurance Average Premiums

Local 27591 homeowners insurance quotes comparison

$576 /yr.

Shows Zip Code: 27591 lowest rates with discounts applied on average.

For the 27591, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$576 /yr.
Average Coverage:$826 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1126 /yr.

What is the average home insurance cost for a home in 27591?

  • • The average homeowners insurance premium paid annually for a home in 27591 is around $826 per year.

What does it cost on average per month for home insurance in 27591?

  • • Homeowners in 27591 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 27591?

  • • Autoowners in 27591 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wendell area, check out other zip codes nearby 27591.
Review average rates in another zip code:
27591 homeowners insurance rates

Home Replacement Cost Coverage in 27591

Average Building Cost Per Square Foot in 27591: $135

Location: Wendell, North Carolina (Wake County)

Average Square Footage in 27591: 1,574 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27591 before you start any project. Wendell homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27591 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27591 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,574 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wendell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,574$212,500
Additional Upgrades & Added Features$1691,574$265,625
Major Home Updates or Advancements$2031,574$318,750

It's important to understand that when you estimate your replacement cost of your home in the 27591 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27591

Best Home & Auto Insurance Agencies in 27591

Affordable Choice Tax Preparation

Address: 3401 Wendell Blvd Wendell, NC 27591
Phone:
Website:
Info:

Nationwide Insurance Companies

Address: 128 N Main St Wendell, NC 27591
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 27591

Population Review for 27591 Zip Code

For the city of Wendell, the population within 27591 has increased to over 30,303 residents in population size. The current population total is 24,677. We have broken down the population based on race below. In 27591, there are over 12088 in male population and 12589 females.

PopulationValues
Total Population24,677
White Population13745
Black Population5536
Hispanic Population4532
Asian Population340
Hawaiian Population16
Indian Population187
Other Population2886
Male Population12088
Female Population12589
Population Estimate30303

Household Data for 27591

The average number of homes in 27591 is around 9,009, there are an average of 2.73 per household. The average house value according to local real estate values is around $212,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,009
Persons Per Household2.73
Average House Value$212,500
Income Per Household$71385
Median Age37.7
Median Age Male36.5
Median Age Female38.8
27591 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code919/984
CityWendell
City Alias NameWENDELL
CountyWake
County FIPS183
State FIPS37
Time Zone5
Day Light SavingY
MSA6640
PMSA
CSA450
CBSA39580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRaleigh-Cary, NC
MSA_NameRaleigh-Durham-Chapel Hill, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses404
Number Of Employees3196
Business First Quarter Payroll36156
Business Annual Payroll172079
Business Employment Flag
Growth Rank49
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number28787
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population1130490
CBSA Division Population0
Congressional District02|13
Congressional LandArea3246.68|2280.59
Delivery Residential11100
Delivery Business220
Delivery Total12494
Preferred Last Line KeyY16761
Classification Code
Multi-CountyY
CSA NameRaleigh-Durham-Cary, NC
CBSA_DIV_Name
City State KeyY16761
Land Area66.635000
Water Area0.349000
City Alias Code
City Mixed CaseWendell
City Alias Mixed CaseWendell
Box Count778
SFDU7325
MFDU264
State ANSI37
County ANSI183
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number368432
Unique ZIP Name
SSA State County Code34910
Medicare CBSA Code39580
Medicare CBSA NameRaleigh-Cary, NC
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseWake

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]