Get multiple home insurance quotes in 27828. Our licensed 27828, NC agents are ready to serve you.

27828 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 27828 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Farmville, NC. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 27828 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-918-3404 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in North Carolina, like average Farmville homeowners insurance rates, coverage options or home insurance types, please select Farmville, NC Home Insurance Rates Online!

27828 Home Insurance Average Premiums

Local 27828 homeowners insurance quotes comparison

$603 /yr.

Shows Zip Code: 27828 lowest rates with discounts applied on average.

For the 27828, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$603 /yr.
Average Coverage:$853 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1153 /yr.

What is the average home insurance cost for a home in 27828?

  • • The average homeowners insurance premium paid annually for a home in 27828 is around $853 per year.

What does it cost on average per month for home insurance in 27828?

  • • Homeowners in 27828 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 27828?

  • • Autoowners in 27828 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Farmville area, check out other zip codes nearby 27828.
Review average rates in another zip code:
27828 homeowners insurance rates

Home Replacement Cost Coverage in 27828

Average Building Cost Per Square Foot in 27828: $135

Location: Farmville, North Carolina (Pitt County)

Average Square Footage in 27828: 948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27828 before you start any project. Farmville homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27828 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27828 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 948 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Farmville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135948$128,000
Additional Upgrades & Added Features$169948$160,000
Major Home Updates or Advancements$203948$192,000

It's important to understand that when you estimate your replacement cost of your home in the 27828 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27828

Best Home & Auto Insurance Agencies in 27828

Barbara D Adams Inc - Nationwide Insurance

Address: 8590 West Marlboro Road Farmville, NC 27828
Phone:
Website: http://www.nationwide.com/agent/Farmville-NORTH-CAROLINA-insurance-agent/barbaraadams/office.html
Info:

Housing Demographics for 27828

Population Review for 27828 Zip Code

For the city of Farmville, the population within 27828 has increased to over 9,176 residents in population size. The current population total is 8,673. We have broken down the population based on race below. In 27828, there are over 4113 in male population and 4560 females.

PopulationValues
Total Population8,673
White Population4564
Black Population3224
Hispanic Population672
Asian Population25
Hawaiian Population0
Indian Population46
Other Population412
Male Population4113
Female Population4560
Population Estimate9176

Household Data for 27828

The average number of homes in 27828 is around 3,532, there are an average of 2.44 per household. The average house value according to local real estate values is around $128,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,532
Persons Per Household2.44
Average House Value$128,000
Income Per Household$53922
Median Age41.9
Median Age Male39.8
Median Age Female44.2
27828 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code252
CityFarmville
City Alias NameFARMVILLE
CountyPitt
County FIPS147
State FIPS37
Time Zone5
Day Light SavingY
MSA3150
PMSA
CSA274
CBSA24780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGreenville, NC
MSA_NameGreenville, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses194
Number Of Employees2112
Business First Quarter Payroll17749
Business Annual Payroll80892
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189510
CBSA Division Population0
Congressional District01
Congressional LandArea5494.28
Delivery Residential3761
Delivery Business209
Delivery Total4420
Preferred Last Line KeyY15302
Classification Code
Multi-CountyY
CSA NameGreenville-Washington, NC
CBSA_DIV_Name
City State KeyY15302
Land Area79.310000
Water Area0.082000
City Alias Code
City Mixed CaseFarmville
City Alias Mixed CaseFarmville
Box Count323
SFDU3089
MFDU79
State ANSI37
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number362672
Unique ZIP Name
SSA State County Code34730
Medicare CBSA Code24780
Medicare CBSA NameGreenville, NC
Medicare CBSA TypeMetro
Market Rating Area ID14
County Mixed CasePitt

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]