Get multiple home insurance quotes in 27910. Our licensed 27910, NC agents are ready to serve you.

27910 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 27910? There are over 4,489 occupied homes in the 27910 area. With a population size of 10,662, it's not uncommon for residence of Ahoskie, NC to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in North Carolina is around $856 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 27910 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Ahoskie, NC Home Insurance Rate Quotes

27910 Home Insurance Average Premiums

Local 27910 homeowners insurance quotes comparison

$606 /yr.

Shows Zip Code: 27910 lowest rates with discounts applied on average.

For the 27910, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$606 /yr.
Average Coverage:$856 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1156 /yr.

What is the average home insurance cost for a home in 27910?

  • • The average homeowners insurance premium paid annually for a home in 27910 is around $856 per year.

What does it cost on average per month for home insurance in 27910?

  • • Homeowners in 27910 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 27910?

  • • Autoowners in 27910 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ahoskie area, check out other zip codes nearby 27910.
Review average rates in another zip code:
27910 homeowners insurance rates

Home Replacement Cost Coverage in 27910

Average Building Cost Per Square Foot in 27910: $135

Location: Ahoskie, North Carolina (Hertford County)

Average Square Footage in 27910: 671 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 27910 before you start any project. Ahoskie homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 27910 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 27910 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 671 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ahoskie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135671$90,600
Additional Upgrades & Added Features$169671$113,250
Major Home Updates or Advancements$203671$135,900

It's important to understand that when you estimate your replacement cost of your home in the 27910 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 27910

Best Home & Auto Insurance Agencies in 27910

Allstate Insurance Agency

Address: 801 Memorial Dr E Ahoskie, NC 27910
Phone:
Website: http://www.boyetterobertson.com/
Info:

Housing Demographics for 27910

Population Review for 27910 Zip Code

For the city of Ahoskie, the population within 27910 has increased to over 10,369 residents in population size. The current population total is 10,662. We have broken down the population based on race below. In 27910, there are over 4731 in male population and 5931 females.

PopulationValues
Total Population10,662
White Population3182
Black Population6797
Hispanic Population215
Asian Population76
Hawaiian Population2
Indian Population119
Other Population123
Male Population4731
Female Population5931
Population Estimate10369

Household Data for 27910

The average number of homes in 27910 is around 4,489, there are an average of 2.29 per household. The average house value according to local real estate values is around $90,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,489
Persons Per Household2.29
Average House Value$90,600
Income Per Household$39567
Median Age46.0
Median Age Male43.1
Median Age Female47.9
27910 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code252
CityAhoskie
City Alias NameAHOSKIE
CountyHertford
County FIPS091
State FIPS37
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses306
Number Of Employees4541
Business First Quarter Payroll37655
Business Annual Payroll165959
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea5494.28
Delivery Residential4528
Delivery Business363
Delivery Total8165
Preferred Last Line KeyY14683
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY14683
Land Area146.193000
Water Area0.062000
City Alias Code
City Mixed CaseAhoskie
City Alias Mixed CaseAhoskie
Box Count344
SFDU3961
MFDU41
State ANSI37
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number360072
Unique ZIP Name
SSA State County Code34450
Medicare CBSA Code99934
Medicare CBSA NameRural Areas in NC
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseHertford

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]