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28308 Home Insurance Rates

Getting multiple homeowners insurance rates in 28308 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Pope Army Airfield, NC. Many homeowners based out of the 28308 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our North Carolina licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 28308 should appear in the zip code field ready to go. For Pope Army Airfield, NC Home Insurance Quotes, Click to easily get started!

28308 Homeowners Insurance Rates, Average Rating: Medium!

Your homeowners insurance policy in 28308 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Pope Army Airfield. For a basic HO-3, standard homeowners policy, the average premium per year in North Carolina is around $825. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 28308 zip code today and let us help you save time and money on your homeowners insurance premium.

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28308 Home Insurance Average Premiums

Local 28308 homeowners insurance quotes comparison

$575 /yr.

Shows Zip Code: 28308 lowest rates with discounts applied on average.

For the 28308, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$575 /yr.
Average Coverage:$825 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1125 /yr.

What is the average home insurance cost for a home in 28308?

  • • The average homeowners insurance premium paid annually for a home in 28308 is around $825 per year.

What does it cost on average per month for home insurance in 28308?

  • • Homeowners in 28308 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 28308?

  • • Autoowners in 28308 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pope Army Airfield area, check out other zip codes nearby 28308.
Review average rates in another zip code:
28308 homeowners insurance rates

Home Replacement Cost Coverage in 28308

Average Building Cost Per Square Foot in 28308: $135

Location: Pope Army Airfield, North Carolina (Cumberland County)

Average Square Footage in 28308: 1,222 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 28308 before you start any project. Pope Army Airfield homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 28308 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 28308 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,222 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pope Army Airfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,222$165,000
Additional Upgrades & Added Features$1691,222$206,250
Major Home Updates or Advancements$2031,222$247,500

It's important to understand that when you estimate your replacement cost of your home in the 28308 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 28308

Best Home & Auto Insurance Agencies in 28308

Housing Demographics for 28308

Population Review for 28308 Zip Code

For the city of Pope Army Airfield, the population within 28308 has increased to over 0 residents in population size. The current population total is 337. We have broken down the population based on race below. In 28308, there are over 275 in male population and 62 females.

PopulationValues
Total Population337
White Population119
Black Population40
Hispanic Population145
Asian Population16
Hawaiian Population4
Indian Population5
Other Population90
Male Population275
Female Population62
Population Estimate0

Household Data for 28308

The average number of homes in 28308 is around 1, there are an average of 48.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1
Persons Per Household48.00
Average House Value$165,000
Income Per Household$0
Median Age21.8
Median Age Male22.2
Median Age Female20.7
28308 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeN
City Alias AbbreviationPOPE ARMY AF
Area Code910
CityPope Army Airfield
City Alias NamePOPE ARMY AIRFIELD
CountyCumberland
County FIPS051
State FIPS37
Time Zone5
Day Light SavingY
MSA2560
PMSA
CSA246
CBSA22180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFayetteville, NC
MSA_NameFayetteville, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees87
Business First Quarter Payroll1244
Business Annual Payroll5194
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population366383
CBSA Division Population0
Congressional District09
Congressional LandArea856.93
Delivery Residential0
Delivery Business3
Delivery Total1868
Preferred Last Line KeyY16218
Classification Code
Multi-County
CSA NameFayetteville-Lumberton-Pinehurst, NC
CBSA_DIV_Name
City State KeyY16218
Land Area2.731000
Water Area0.000000
City Alias CodeM1P
City Mixed CasePope Army Airfield
City Alias Mixed CasePope Army Airfield
Box Count0
SFDU0
MFDU0
State ANSI37
County ANSI051
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number362680
Unique ZIP Name
SSA State County Code34250
Medicare CBSA Code22180
Medicare CBSA NameFayetteville, NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCumberland

North Carolina Homeowners Insurance News & Information

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    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]