Get multiple home insurance quotes in 28348. Our licensed 28348, NC agents are ready to serve you.

Homeowners Insurance in 28348

In Hope Mills, NC, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 28348 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our North Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 28348 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 28348 should appear in the zip code field ready to go.

28348 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in North Carolina, you are going to see rates around the average home insurance premium per year of $869. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Hope Mills home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 28348 Home Insurance Rates Now!

Best 3 Options to Compare in 28348

If you want homeowners insurance quotes within the city of Hope Mills or in the 28348 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Hope Mills, NC.

28348 Home Insurance Average Premiums

Local 28348 homeowners insurance quotes comparison

$619 /yr.

Shows Zip Code: 28348 lowest rates with discounts applied on average.

For the 28348, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$619 /yr.
Average Coverage:$869 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1169 /yr.

What is the average home insurance cost for a home in 28348?

  • • The average homeowners insurance premium paid annually for a home in 28348 is around $869 per year.

What does it cost on average per month for home insurance in 28348?

  • • Homeowners in 28348 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 28348?

  • • Autoowners in 28348 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hope Mills area, check out other zip codes nearby 28348.
Review average rates in another zip code:
28348 homeowners insurance rates

Home Replacement Cost Coverage in 28348

Average Building Cost Per Square Foot in 28348: $135

Location: Hope Mills, North Carolina (Cumberland County)

Average Square Footage in 28348: 1,159 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 28348 before you start any project. Hope Mills homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 28348 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 28348 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,159 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hope Mills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,159$156,500
Additional Upgrades & Added Features$1691,159$195,625
Major Home Updates or Advancements$2031,159$234,750

It's important to understand that when you estimate your replacement cost of your home in the 28348 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 28348

Allstate Insurance - Dennis Knox

Address: 3445 N Main St Hope Mills, NC 28348
Phone: (910)424-0605
Website:

Best Home & Auto Insurance Agencies in 28348

Kelly- Lynn M

Address: 5606 Rockfish Rd Hope Mills, NC 28348
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Cumberland County Farm Bureau Inc

Address: 3061 N Main St Hope Mills, NC 28348
Phone:
Website:
Info:

Allstate Insurance - Dennis Knox

Address: 3445 N Main St Hope Mills, NC 28348
Phone:
Website:
Info:

Miranda Insurance Group Inc

Address: 3320 N Main St Hope Mills, NC 28348
Phone:
Website:
Info:

Housing Demographics for 28348

Population Review for 28348 Zip Code

For the city of Hope Mills, the population within 28348 has increased to over 40,799 residents in population size. The current population total is 37,476. We have broken down the population based on race below. In 28348, there are over 17729 in male population and 19747 females.

PopulationValues
Total Population37,476
White Population18434
Black Population11702
Hispanic Population4021
Asian Population629
Hawaiian Population94
Indian Population985
Other Population1693
Male Population17729
Female Population19747
Population Estimate40799

Household Data for 28348

The average number of homes in 28348 is around 13,689, there are an average of 2.73 per household. The average house value according to local real estate values is around $156,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,689
Persons Per Household2.73
Average House Value$156,500
Income Per Household$60875
Median Age35.6
Median Age Male34.1
Median Age Female37.2
28348 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code910
CityHope Mills
City Alias NameHOPE MILLS
CountyCumberland
County FIPS051
State FIPS37
Time Zone5
Day Light SavingY
MSA2560
PMSA
CSA246
CBSA22180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFayetteville, NC
MSA_NameFayetteville, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses386
Number Of Employees6835
Business First Quarter Payroll56818
Business Annual Payroll244294
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population366383
CBSA Division Population0
Congressional District07|09
Congressional LandArea6161.77|856.93
Delivery Residential14945
Delivery Business419
Delivery Total15915
Preferred Last Line KeyY15593
Classification Code
Multi-County
CSA NameFayetteville-Lumberton-Pinehurst, NC
CBSA_DIV_Name
City State KeyY15593
Land Area42.213000
Water Area0.297000
City Alias Code
City Mixed CaseHope Mills
City Alias Mixed CaseHope Mills
Box Count425
SFDU12479
MFDU1039
State ANSI37
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number363736
Unique ZIP Name
SSA State County Code34250
Medicare CBSA Code22180
Medicare CBSA NameFayetteville, NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCumberland

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]