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Home Insurance Quotes in 28350

Are you shopping for a cheaper homeowners insurance rate in 28350? Our rates are very competitive for homeowners living in Lakeview, NC. Many homeowners located in the 28350 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our North Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 28350. To get free 28350 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 28350 zip code should appear in the zip code field ready to go. Shopping Lakeview, NC Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 28350 to review the best rate coverages.

Your 28350 Home Insurance Costs Is Rated: Medium!

For the great city of Lakeview, the average home insurance premium paid annually is around $843 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our North Carolina specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Lakeview and need insurance on your home in the 28350 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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28350 Home Insurance Average Premiums

Local 28350 homeowners insurance quotes comparison

$593 /yr.

Shows Zip Code: 28350 lowest rates with discounts applied on average.

For the 28350, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$593 /yr.
Average Coverage:$843 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1143 /yr.

What is the average home insurance cost for a home in 28350?

  • • The average homeowners insurance premium paid annually for a home in 28350 is around $843 per year.

What does it cost on average per month for home insurance in 28350?

  • • Homeowners in 28350 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 28350?

  • • Autoowners in 28350 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lakeview area, check out other zip codes nearby 28350.
Review average rates in another zip code:
28350 homeowners insurance rates

Home Replacement Cost Coverage in 28350

Average Building Cost Per Square Foot in 28350: $135

Location: Lakeview, North Carolina (Moore County)

Average Square Footage in 28350: 1,249 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 28350 before you start any project. Lakeview homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 28350 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 28350 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,249 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lakeview area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,249$168,600
Additional Upgrades & Added Features$1691,249$210,750
Major Home Updates or Advancements$2031,249$252,900

It's important to understand that when you estimate your replacement cost of your home in the 28350 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 28350

Best Home & Auto Insurance Agencies in 28350

Housing Demographics for 28350

Population Review for 28350 Zip Code

For the city of Lakeview, the population within 28350 has increased to over 0 residents in population size. The current population total is 339. We have broken down the population based on race below. In 28350, there are over 166 in male population and 173 females.

PopulationValues
Total Population339
White Population282
Black Population17
Hispanic Population28
Asian Population2
Hawaiian Population0
Indian Population4
Other Population15
Male Population166
Female Population173
Population Estimate0

Household Data for 28350

The average number of homes in 28350 is around 144, there are an average of 2.35 per household. The average house value according to local real estate values is around $168,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode144
Persons Per Household2.35
Average House Value$168,600
Income Per Household$121516
Median Age48.5
Median Age Male44.5
Median Age Female49.4
28350 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeZ
City Alias Abbreviation
Area Code910
CityLakeview
City Alias NameLAKEVIEW
CountyMoore
County FIPS125
State FIPS37
Time Zone5
Day Light SavingY
MSA
PMSA
CSA246
CBSA38240
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePinehurst-Southern Pines, NC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees53
Business First Quarter Payroll335
Business Annual Payroll1445
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea856.93
Delivery Residential0
Delivery Business0
Delivery Total267
Preferred Last Line KeyY15707
Classification CodeP
Multi-County
CSA NameFayetteville-Lumberton-Pinehurst, NC
CBSA_DIV_Name
City State KeyY15707
Land Area2.038000
Water Area0.084000
City Alias Code
City Mixed CaseLakeview
City Alias Mixed CaseLakeview
Box Count192
SFDU0
MFDU0
State ANSI37
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number364240
Unique ZIP Name
SSA State County Code34620
Medicare CBSA Code99934
Medicare CBSA NameRural Areas in NC
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseMoore

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]