Get multiple home insurance quotes in 28365. Our licensed 28365, NC agents are ready to serve you.

28365 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 28365 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Mount Olive, NC. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 28365 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-866-918-3404 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in North Carolina, like average Mount Olive homeowners insurance rates, coverage options or home insurance types, please select Mount Olive, NC Home Insurance Rates Online!

28365 Home Insurance Average Premiums

Local 28365 homeowners insurance quotes comparison

$579 /yr.

Shows Zip Code: 28365 lowest rates with discounts applied on average.

For the 28365, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$579 /yr.
Average Coverage:$829 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1129 /yr.

What is the average home insurance cost for a home in 28365?

  • • The average homeowners insurance premium paid annually for a home in 28365 is around $829 per year.

What does it cost on average per month for home insurance in 28365?

  • • Homeowners in 28365 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 28365?

  • • Autoowners in 28365 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Olive area, check out other zip codes nearby 28365.
Review average rates in another zip code:
28365 homeowners insurance rates

Home Replacement Cost Coverage in 28365

Average Building Cost Per Square Foot in 28365: $135

Location: Mount Olive, North Carolina (Wayne County)

Average Square Footage in 28365: 691 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 28365 before you start any project. Mount Olive homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 28365 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 28365 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 691 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Olive area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135691$93,300
Additional Upgrades & Added Features$169691$116,625
Major Home Updates or Advancements$203691$139,950

It's important to understand that when you estimate your replacement cost of your home in the 28365 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 28365

Best Home & Auto Insurance Agencies in 28365

Langley-Carlton Insurance AGY

Address: 111 NW Center St Mt Olive, NC 28365
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Ficken-Blackwelder Insurance & Realty Inc

Address: 115 SE Center St Mt Olive, NC 28365
Phone:
Website:
Info:

Boykin's Insurance Agency

Address: 118 NE Center St Mt Olive, NC 28365
Phone:
Website:
Info:

Housing Demographics for 28365

Population Review for 28365 Zip Code

For the city of Mount Olive, the population within 28365 has increased to over 15,930 residents in population size. The current population total is 14,653. We have broken down the population based on race below. In 28365, there are over 7170 in male population and 7483 females.

PopulationValues
Total Population14,653
White Population8112
Black Population3133
Hispanic Population3321
Asian Population45
Hawaiian Population4
Indian Population184
Other Population2142
Male Population7170
Female Population7483
Population Estimate15930

Household Data for 28365

The average number of homes in 28365 is around 5,561, there are an average of 2.54 per household. The average house value according to local real estate values is around $93,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,561
Persons Per Household2.54
Average House Value$93,300
Income Per Household$47972
Median Age39.6
Median Age Male38.0
Median Age Female41.3
28365 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code919/984
CityMount Olive
City Alias NameMOUNT OLIVE
CountyWayne
County FIPS191
State FIPS37
Time Zone5
Day Light SavingY
MSA2980
PMSA
CSA
CBSA24140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGoldsboro, NC
MSA_NameGoldsboro, NC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses269
Number Of Employees7527
Business First Quarter Payroll63308
Business Annual Payroll289157
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population122623
CBSA Division Population0
Congressional District03|13
Congressional LandArea7810.08|2280.59
Delivery Residential6272
Delivery Business337
Delivery Total7406
Preferred Last Line KeyY15959
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY15959
Land Area191.364000
Water Area1.078000
City Alias Code
City Mixed CaseMount Olive
City Alias Mixed CaseMount Olive
Box Count326
SFDU6024
MFDU71
State ANSI37
County ANSI191
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number365312
Unique ZIP Name
SSA State County Code34950
Medicare CBSA Code24140
Medicare CBSA NameGoldsboro, NC
Medicare CBSA TypeMetro
Market Rating Area ID14
County Mixed CaseWayne

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]