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If you live in the 28373 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Pinebluff have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NC licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 28373 and then compare quotes from a variety of nationwide insurance companies.

28373 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 28373 the average premium for homeowners coverage is $818 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 28373. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 28373 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Pinebluff, NC home insurance quotes in your area.

28373 Home Insurance Average Premiums

Local 28373 homeowners insurance quotes comparison

$568 /yr.

Shows Zip Code: 28373 lowest rates with discounts applied on average.

For the 28373, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$568 /yr.
Average Coverage:$818 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1118 /yr.

What is the average home insurance cost for a home in 28373?

  • • The average homeowners insurance premium paid annually for a home in 28373 is around $818 per year.

What does it cost on average per month for home insurance in 28373?

  • • Homeowners in 28373 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 28373?

  • • Autoowners in 28373 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pinebluff area, check out other zip codes nearby 28373.
Review average rates in another zip code:
28373 homeowners insurance rates

Home Replacement Cost Coverage in 28373

Average Building Cost Per Square Foot in 28373: $135

Location: Pinebluff, North Carolina (Moore County)

Average Square Footage in 28373: 1,364 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 28373 before you start any project. Pinebluff homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 28373 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 28373 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,364 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pinebluff area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1351,364$184,100
Additional Upgrades & Added Features$1691,364$230,125
Major Home Updates or Advancements$2031,364$276,150

It's important to understand that when you estimate your replacement cost of your home in the 28373 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 28373

Best Home & Auto Insurance Agencies in 28373

Housing Demographics for 28373

Population Review for 28373 Zip Code

For the city of Pinebluff, the population within 28373 has increased to over 2,247 residents in population size. The current population total is 2,331. We have broken down the population based on race below. In 28373, there are over 1161 in male population and 1170 females.

PopulationValues
Total Population2,331
White Population1519
Black Population452
Hispanic Population195
Asian Population40
Hawaiian Population6
Indian Population31
Other Population100
Male Population1161
Female Population1170
Population Estimate2247

Household Data for 28373

The average number of homes in 28373 is around 959, there are an average of 2.43 per household. The average house value according to local real estate values is around $184,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode959
Persons Per Household2.43
Average House Value$184,100
Income Per Household$70625
Median Age41.0
Median Age Male40.0
Median Age Female42.4
28373 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code910
CityPinebluff
City Alias NamePINEBLUFF
CountyMoore
County FIPS125
State FIPS37
Time Zone5
Day Light SavingY
MSA
PMSA
CSA246
CBSA38240
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePinehurst-Southern Pines, NC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses49
Number Of Employees473
Business First Quarter Payroll4855
Business Annual Payroll24061
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea856.93
Delivery Residential925
Delivery Business27
Delivery Total1653
Preferred Last Line KeyY16173
Classification Code
Multi-County
CSA NameFayetteville-Lumberton-Pinehurst, NC
CBSA_DIV_Name
City State KeyY16173
Land Area12.910000
Water Area0.057000
City Alias Code
City Mixed CasePinebluff
City Alias Mixed CasePinebluff
Box Count286
SFDU921
MFDU0
State ANSI37
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number366024
Unique ZIP Name
SSA State County Code34620
Medicare CBSA Code99934
Medicare CBSA NameRural Areas in NC
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseMoore

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]