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Are you paying too much for homeowners insurance in 28379? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Rockingham, NC that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our North Carolina licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 28379?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 28379 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 28379 and get ready to save.

3 Easy Ways To Save Money In 28379

These three links will help you explore home insurance quotes in 28379 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 28379 Home Insurance Costs Rated: medium!

The average price for a homeowners insurance policy in Rockingham is roughly $824. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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28379 Home Insurance Average Premiums

Local 28379 homeowners insurance quotes comparison

$574 /yr.

Shows Zip Code: 28379 lowest rates with discounts applied on average.

For the 28379, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$574 /yr.
Average Coverage:$824 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1124 /yr.

What is the average home insurance cost for a home in 28379?

  • • The average homeowners insurance premium paid annually for a home in 28379 is around $824 per year.

What does it cost on average per month for home insurance in 28379?

  • • Homeowners in 28379 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 28379?

  • • Autoowners in 28379 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rockingham area, check out other zip codes nearby 28379.
Review average rates in another zip code:
28379 homeowners insurance rates

Home Replacement Cost Coverage in 28379

Average Building Cost Per Square Foot in 28379: $135

Location: Rockingham, North Carolina (Richmond County)

Average Square Footage in 28379: 733 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 28379 before you start any project. Rockingham homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 28379 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 28379 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 733 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rockingham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135733$98,900
Additional Upgrades & Added Features$169733$123,625
Major Home Updates or Advancements$203733$148,350

It's important to understand that when you estimate your replacement cost of your home in the 28379 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 28379

Cox Insurance

Address: 102 Biltmore Drive Rockingham, NC 28379
Phone: (910)997-5006
Website:

Dawkins & Associates Insurors Inc

Address: 870 Rockingham Road Rockingham, NC 28379
Phone: (910)997-2211
Website: www.dawkinsandassociates.com

Best Home & Auto Insurance Agencies in 28379

Cheryl Suggs State Farm Insurance

Address: 615 E Broad Ave Rockingham, NC 28379
Phone:
Website:
Info:

Dawkins & Associates Insurors Inc

Address: 870 Rockingham Rd Rockingham, NC 28379
Phone:
Website: http://www.dawkinsandassociates.com
Info:

Morse & Price Insurance Services

Address: 617 E Broad Ave Rockingham, NC 28379
Phone:
Website:
Info:

Carolina Insurance

Address: 1006 S Long Dr Rockingham, NC 28379
Phone:
Website:
Info:

Patrick D. Molamphy Agency

Address: 1194 Rockingham Rd Rockingham, NC 28379
Phone:
Website:
Info:

Housing Demographics for 28379

Population Review for 28379 Zip Code

For the city of Rockingham, the population within 28379 has increased to over 25,706 residents in population size. The current population total is 24,603. We have broken down the population based on race below. In 28379, there are over 11771 in male population and 12832 females.

PopulationValues
Total Population24,603
White Population14309
Black Population7092
Hispanic Population1587
Asian Population264
Hawaiian Population6
Indian Population494
Other Population1129
Male Population11771
Female Population12832
Population Estimate25706

Household Data for 28379

The average number of homes in 28379 is around 10,179, there are an average of 2.39 per household. The average house value according to local real estate values is around $98,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,179
Persons Per Household2.39
Average House Value$98,900
Income Per Household$40476
Median Age41.6
Median Age Male40.5
Median Age Female42.7
28379 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code910/472
CityRockingham
City Alias NameROCKINGHAM
CountyRichmond
County FIPS153
State FIPS37
Time Zone5
Day Light SavingY
MSA
PMSA
CSA246
CBSA40460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRockingham, NC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses516
Number Of Employees7534
Business First Quarter Payroll63155
Business Annual Payroll270118
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population46639
CBSA Division Population0
Congressional District08|09
Congressional LandArea4512.78|856.93
Delivery Residential10756
Delivery Business730
Delivery Total11460
Preferred Last Line KeyY16327
Classification Code
Multi-County
CSA NameFayetteville-Lumberton-Pinehurst, NC
CBSA_DIV_Name
City State KeyY16327
Land Area151.558000
Water Area3.499000
City Alias Code
City Mixed CaseRockingham
City Alias Mixed CaseRockingham
Box Count0
SFDU9640
MFDU491
State ANSI37
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number366592
Unique ZIP Name
SSA State County Code34760
Medicare CBSA Code99934
Medicare CBSA NameRural Areas in NC
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseRichmond

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]