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28572 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 28572 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Pink Hill, NC quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 28572.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 28572 and start shopping.

Quickly and Easily Compare Average Rates for 28572

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Pink Hill, NC home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 28572

Homeowners in Pink Hill are paying roughly $837 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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28572 Home Insurance Average Premiums

Local 28572 homeowners insurance quotes comparison

$587 /yr.

Shows Zip Code: 28572 lowest rates with discounts applied on average.

For the 28572, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$587 /yr.
Average Coverage:$837 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1137 /yr.

What is the average home insurance cost for a home in 28572?

  • • The average homeowners insurance premium paid annually for a home in 28572 is around $837 per year.

What does it cost on average per month for home insurance in 28572?

  • • Homeowners in 28572 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 28572?

  • • Autoowners in 28572 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pink Hill area, check out other zip codes nearby 28572.
Review average rates in another zip code:
28572 homeowners insurance rates

Home Replacement Cost Coverage in 28572

Average Building Cost Per Square Foot in 28572: $135

Location: Pink Hill, North Carolina (Lenoir County)

Average Square Footage in 28572: 656 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 28572 before you start any project. Pink Hill homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 28572 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 28572 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 656 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pink Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135656$88,600
Additional Upgrades & Added Features$169656$110,750
Major Home Updates or Advancements$203656$132,900

It's important to understand that when you estimate your replacement cost of your home in the 28572 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 28572

Best Home & Auto Insurance Agencies in 28572

Housing Demographics for 28572

Population Review for 28572 Zip Code

For the city of Pink Hill, the population within 28572 has increased to over 6,920 residents in population size. The current population total is 6,549. We have broken down the population based on race below. In 28572, there are over 3191 in male population and 3358 females.

PopulationValues
Total Population6,549
White Population4919
Black Population567
Hispanic Population1009
Asian Population12
Hawaiian Population3
Indian Population46
Other Population632
Male Population3191
Female Population3358
Population Estimate6920

Household Data for 28572

The average number of homes in 28572 is around 2,483, there are an average of 2.59 per household. The average house value according to local real estate values is around $88,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,483
Persons Per Household2.59
Average House Value$88,600
Income Per Household$52700
Median Age40.7
Median Age Male39.9
Median Age Female41.8
28572 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code252
CityPink Hill
City Alias NamePINK HILL
CountyLenoir
County FIPS107
State FIPS37
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA28820
CBSA_DIV
CBSA_TypeMicro
CBSA_NameKinston, NC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses109
Number Of Employees842
Business First Quarter Payroll7051
Business Annual Payroll29197
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population59495
CBSA Division Population0
Congressional District03
Congressional LandArea7810.08
Delivery Residential2672
Delivery Business124
Delivery Total3067
Preferred Last Line KeyY16183
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY16183
Land Area110.285000
Water Area0.469000
City Alias Code
City Mixed CasePink Hill
City Alias Mixed CasePink Hill
Box Count171
SFDU2611
MFDU0
State ANSI37
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number366096
Unique ZIP Name
SSA State County Code34530
Medicare CBSA Code99934
Medicare CBSA NameRural Areas in NC
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseLenoir

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]