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Home Insurance Quotes in 28752

Are you shopping for a cheaper homeowners insurance rate in 28752? Our rates are very competitive for homeowners living in Marion, NC. Many homeowners located in the 28752 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our North Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 28752. To get free 28752 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 28752 zip code should appear in the zip code field ready to go. Shopping Marion, NC Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 28752 to review the best rate coverages.

Your 28752 Home Insurance Costs Is Rated: Medium!

For the great city of Marion, the average home insurance premium paid annually is around $845 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our North Carolina specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Marion and need insurance on your home in the 28752 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 28752 Homeowners Insurance Rates Now!

28752 Home Insurance Average Premiums

Local 28752 homeowners insurance quotes comparison

$595 /yr.

Shows Zip Code: 28752 lowest rates with discounts applied on average.

For the 28752, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$595 /yr.
Average Coverage:$845 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1145 /yr.

What is the average home insurance cost for a home in 28752?

  • • The average homeowners insurance premium paid annually for a home in 28752 is around $845 per year.

What does it cost on average per month for home insurance in 28752?

  • • Homeowners in 28752 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 28752?

  • • Autoowners in 28752 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marion area, check out other zip codes nearby 28752.
Review average rates in another zip code:
28752 homeowners insurance rates

Home Replacement Cost Coverage in 28752

Average Building Cost Per Square Foot in 28752: $135

Location: Marion, North Carolina (Mcdowell County)

Average Square Footage in 28752: 939 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 28752 before you start any project. Marion homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 28752 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 28752 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 939 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marion area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$135939$126,800
Additional Upgrades & Added Features$169939$158,500
Major Home Updates or Advancements$203939$190,200

It's important to understand that when you estimate your replacement cost of your home in the 28752 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 28752

Bagwell Insurance Agency Inc

Address: 500 North Main Street Marion, NC 28752
Phone: (828)659-2545
Website:

Tate's Insurance & Financial Services Inc

Address: 945 N Main St Marion, NC 28752
Phone: (828)652-7414
Website: www.tatesinsurance.com

Best Home & Auto Insurance Agencies in 28752

Tate's Insurance & Financial Services Inc

Address: 945 N Main St Marion, NC 28752
Phone:
Website: http://www.tatesinsurance.com
Info:

New York Life Insurance CO

Address: 2530 Old Us-221 S Marion, NC 28752
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Bagwell Insurance Agency Inc

Address: 500 N Main St Marion, NC 28752
Phone:
Website:
Info:

McDaniel Insurance Agency LLC

Address: 531 Lady Marion Plaza Marion, NC 28752
Phone:
Website: http://www.erieinsurance.com
Info:

McDowell Insurance Agency Inc

Address: 246 S Main St Marion, NC 28752
Phone:
Website:
Info:

Housing Demographics for 28752

Population Review for 28752 Zip Code

For the city of Marion, the population within 28752 has increased to over 30,274 residents in population size. The current population total is 29,669. We have broken down the population based on race below. In 28752, there are over 15107 in male population and 14562 females.

PopulationValues
Total Population29,669
White Population24955
Black Population1361
Hispanic Population2377
Asian Population221
Hawaiian Population0
Indian Population135
Other Population1530
Male Population15107
Female Population14562
Population Estimate30274

Household Data for 28752

The average number of homes in 28752 is around 11,934, there are an average of 2.39 per household. The average house value according to local real estate values is around $126,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,934
Persons Per Household2.39
Average House Value$126,800
Income Per Household$51493
Median Age43.4
Median Age Male40.9
Median Age Female45.8
28752 DetailsValues
StateNC
State Full NameNorth Carolina
City TypeP
City Alias Abbreviation
Area Code828
CityMarion
City Alias NameMARION
CountyMcdowell
County FIPS111
State FIPS37
Time Zone5
Day Light SavingY
MSA
PMSA
CSA172
CBSA32000
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMarion, NC
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses626
Number Of Employees11086
Business First Quarter Payroll87834
Business Annual Payroll388260
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District11
Congressional LandArea6838.24
Delivery Residential12667
Delivery Business789
Delivery Total14937
Preferred Last Line KeyY15841
Classification Code
Multi-CountyY
CSA NameCharlotte-Concord, NC-SC
CBSA_DIV_Name
City State KeyY15841
Land Area249.068000
Water Area1.696000
City Alias Code
City Mixed CaseMarion
City Alias Mixed CaseMarion
Box Count1055
SFDU11795
MFDU106
State ANSI37
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number364864
Unique ZIP Name
SSA State County Code34550
Medicare CBSA Code99934
Medicare CBSA NameRural Areas in NC
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMcdowell

North Carolina Homeowners Insurance News & Information

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024

    North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]

  • NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024

    During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting.  The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]

  • North Carolina: 2024 Homeowners Insurance Rate Increase Proposed Posted on Friday 19th January, 2024

    Recently, the North Carolina Rate Bureau requested that the N.C. Department of Insurance allow increases to homeowners’ insurance rates by an average of 42.2 percent. If the NCDOI agrees, the proposed rates will go into effect Aug. 1. However, it is also possible that the NCDOI will not agree to the increase and deny the […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Nationwide Insurance Company Will Not Be Renewing policies for Homeowners in North Carolina Posted on Monday 9th October, 2023

    Nationwide insurance company recently informed the North Carolina Department of Insurance (NCDOI) that it will not be renewing homeowner policies for 10,525 homeowners in North Carolina. Over 1,000 of those non-renewals are in the Dare County, NC. The NCDOI claims that more the half of the non-renewals are based on the “hurricane hazard assessment tool,” […]