Get Clemmons, NC Home Insurance Rates!

Getting lower homeowners insurance rates and comparing premium cost just got easier for customers at GetHomeInsuranceQuotes.com. We not only help you shop and compare prices against other carriers, but we also help you compare your current premium with average rates in North Carolina. Clemmons homeowners are interested in what the average rates are for a basic policy in Forsyth County. North Carolina may not be considered the cheapest state in the country to purchase homeowners insurance, because it does rank lower than average at a national rank of 32. Homeowners of Clemmons, NC currently pay $1119 annually for a standard HO-3 policy on average, where the majority of the United States home insurance premiums are estimated to be around $1311. When we shop and compare up to 12 rates for you it is likely to expect a range of quoting and coverage options that may be as low as $895.20 to $1,342.80 or higher depending on the replacement cost coverage of your home, the deductible plan and the discounts that we can apply to help you save a little extra every month. It's not uncommon with all discounts applied including a home and auto package that savings can be in the range of up to 40% or more. Easily discover more affordable Clemmons home insurance rates today for your home. Shop online or give us a call now: 1-866-918-3404.

Clemmons Demographics & Housing Facts

Compare Homeowners Insurance Rates in Clemmons, NC!

Clemmons, NC Insurance Carriers

With over 20 years of North Carolina home insurance coverage and quoting experience, we enjoy helping customer find the best rate and coverage options for your home in Clemmons, NC. Our new carrier platform includes quick rates from the very best insurance companies, like Liberty Mutual, Safeco Insurance, Tower Hill, ShoreOne, Kind Group Underwriting, AIG, Chubb, Travelers, National General, Heritage Insurance and the North Carolina Joint Underwriting Association (NCJUA) for wind and hail insurance policies. Getting the best insurance rates with the right insurance company is key to protecing your most valuable investment, your Clemmons home. Let us help you shop the best North Carolina home insurance rates and coverages today!

Average Rates Nearby Clemmons

Are you looking for homeowners insurance in a city near Clemmons? Review coverage options and average rates in your area by clicking your city below. We can help you shop home insurance rates!

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Home Insurance Rates by Zipcode in Clemmons, NC

Easily review average rates and get multiple homeowners insurance quotes by clicking your zip code below located in Clemmons.

27012,     

Homeowners insurance will help cover the cost to repair or replace your Clemmons home if it is damaged or destroyed by a covered peril, up to your coverage limits. A homeowners policy is made up of a few different coverages. Here are the most common coverages:

• Dwelling: This coverage will pay to repair or replace the structure of your home if it is damaged or destroyed. Review and Calculate Replacement Cost Coverage in Clemmons
• Liability: This coverage will help cover medical and legal bills if someone is injured in your home, slipping on an icy sidewalk for example. It also offers protection if you damage another person’s property, your child hitting a baseball through a neighbor’s window for example.
• Contents: This covers the cost to replace your personal possessions that are destroyed by a covered peril. Furniture, electronics, clothing and household goods are excellent examples. Contents coverage is often capped at 50% to 70% of your dwelling coverage.
• Other Structures: This coverage protects other structures on your property such as detached garages, outbuildings, barns, and sheds.
• Loss of use: This covers everyday costs that you incur if you cannot live in your home while it is being repaired due to a claim. It will pay hotel and restaurant bills and even the cost of dry cleaning.

Saving Money Tips on Clemmons Home Insurance

A great way to save money on Clemmons homeowners insurance is to make sure you are getting all the discounts you are qualified to receive. Here are just a few of the most common discount’s insurers offer:

• Bundling: If you purchase your home and auto (or any other insurance coverage) from the same insurer, you should get a bundling discount. Expect to save 20%-25%.
• Secure your home: Adding a monitored security system, water leak sensors, deadbolts, and smoke detectors should result in a discount.
• Impact resistant roof: If you are replacing your roof, consider impact resistant roofing materials which help prevent hail and impact damage as well as resulting in a significant discount.
• Stay claim free: If you have been claim free for a number of years (five is a common requirement) your insurer should offer a claim free discount.

Are you shopping for the best rate near or wihin the Clemmons area? Check out what homeowners are paying on average for North Carolina homeowners insurance.

Elevation Review for Coastal Wind or Flooding Risk

To get online quotes on your home and compare rates on home insurance premiums in Clemmons, enter your zip code above and easily complete our online quoting application. Remember, it's important to speak with us about additional home insurance discounts so you can get the best rate for your home in Forsyth County.

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