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Searching for Homeowners Insurance in 43005

If you are a homeowners that lives in 43005 you may be searching for more affordable homeowners insurance in Bladensburg. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bladensburg, OH. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Ohio licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 43005 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bladensburg, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 43005 Home Insurance Costs: very low!

In Bladensburg, homeowners are paying roughly $669 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 43005 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bladensburg are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 43005 policy right now!

43005 Home Insurance Average Premiums

Local 43005 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 43005 lowest rates with discounts applied on average.

For the 43005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 43005?

  • • The average homeowners insurance premium paid annually for a home in 43005 is around $669 per year.

What does it cost on average per month for home insurance in 43005?

  • • Homeowners in 43005 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43005?

  • • Autoowners in 43005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bladensburg area, check out other zip codes nearby 43005.
Review average rates in another zip code:
43005 homeowners insurance rates

Home Replacement Cost Coverage in 43005

Average Building Cost Per Square Foot in 43005: $111

Location: Bladensburg, Ohio (Knox County)

Average Square Footage in 43005: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43005 before you start any project. Bladensburg homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bladensburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 43005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43005

Best Home & Auto Insurance Agencies in 43005

Housing Demographics for 43005

Population Review for 43005 Zip Code

For the city of Bladensburg, the population within 43005 has increased to over 0 residents in population size. The current population total is 282. We have broken down the population based on race below. In 43005, there are over 142 in male population and 140 females.

PopulationValues
Total Population282
White Population263
Black Population1
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population5
Male Population142
Female Population140
Population Estimate0

Household Data for 43005

The average number of homes in 43005 is around 101, there are an average of 2.79 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode101
Persons Per Household2.79
Average House Value$165,000
Income Per Household$63867
Median Age36.8
Median Age Male37.7
Median Age Female34.0
43005 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code740
CityBladensburg
City Alias NameBLADENSBURG
CountyKnox
County FIPS083
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA34540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMount Vernon, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees26
Business First Quarter Payroll140
Business Annual Payroll501
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60921
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential0
Delivery Business0
Delivery Total4688
Preferred Last Line KeyX20258
Classification CodeP
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20258
Land Area1.950000
Water Area0.002000
City Alias Code
City Mixed CaseBladensburg
City Alias Mixed CaseBladensburg
Box Count104
SFDU0
MFDU0
State ANSI39
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number380826
Unique ZIP Name
SSA State County Code36430
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseKnox

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]