Get multiple home insurance quotes in 43014. Our licensed 43014, OH agents are ready to serve you.

43014 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 43014? Our rates are very competitive for homeowners living in Danville, OH. Many homeowners based out of your 43014 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43014 should appear in the zip code field ready to go. For Danville, OH Home Insurance Rate Quotes click to review the best rates and service online!

43014 Average Premium is Rated: Very Low!

Homeowners living in 43014 can easily save up to 40% off the average home insurance premium of $674 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Danville that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 43014 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 43014!

43014 Home Insurance Average Premiums

Local 43014 homeowners insurance quotes comparison

$424 /yr.

Shows Zip Code: 43014 lowest rates with discounts applied on average.

For the 43014, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$424 /yr.
Average Coverage:$674 /yr.
2600 sq. ft. or higher
(all discounts applied)
$974 /yr.

What is the average home insurance cost for a home in 43014?

  • • The average homeowners insurance premium paid annually for a home in 43014 is around $674 per year.

What does it cost on average per month for home insurance in 43014?

  • • Homeowners in 43014 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43014?

  • • Autoowners in 43014 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Danville area, check out other zip codes nearby 43014.
Review average rates in another zip code:
43014 homeowners insurance rates

Home Replacement Cost Coverage in 43014

Average Building Cost Per Square Foot in 43014: $111

Location: Danville, Ohio (Knox County)

Average Square Footage in 43014: 1,497 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43014 before you start any project. Danville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43014 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43014 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,497 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Danville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,497$166,200
Additional Upgrades & Added Features$1391,497$207,750
Major Home Updates or Advancements$1671,497$249,300

It's important to understand that when you estimate your replacement cost of your home in the 43014 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43014

Best Home & Auto Insurance Agencies in 43014

Housing Demographics for 43014

Population Review for 43014 Zip Code

For the city of Danville, the population within 43014 has increased to over 2,936 residents in population size. The current population total is 3,850. We have broken down the population based on race below. In 43014, there are over 1952 in male population and 1898 females.

PopulationValues
Total Population3,850
White Population3691
Black Population17
Hispanic Population31
Asian Population6
Hawaiian Population0
Indian Population1
Other Population12
Male Population1952
Female Population1898
Population Estimate2936

Household Data for 43014

The average number of homes in 43014 is around 1,286, there are an average of 2.99 per household. The average house value according to local real estate values is around $166,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,286
Persons Per Household2.99
Average House Value$166,200
Income Per Household$62619
Median Age34.5
Median Age Male33.4
Median Age Female35.9
43014 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityDanville
City Alias NameDANVILLE
CountyKnox
County FIPS083
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA34540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMount Vernon, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses61
Number Of Employees353
Business First Quarter Payroll2442
Business Annual Payroll11919
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60921
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential982
Delivery Business18
Delivery Total1516
Preferred Last Line KeyX20760
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20760
Land Area69.971000
Water Area0.299000
City Alias Code
City Mixed CaseDanville
City Alias Mixed CaseDanville
Box Count460
SFDU981
MFDU0
State ANSI39
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number382072
Unique ZIP Name
SSA State County Code36430
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseKnox

Ohio Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]