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43029 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 43029? There are over 207 occupied homes in the 43029 area. With a population size of 629, it's not uncommon for residence of Irwin, OH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Ohio is around $608 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 43029 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Irwin, OH Home Insurance Rate Quotes

43029 Home Insurance Average Premiums

Local 43029 homeowners insurance quotes comparison

$358 /yr.

Shows Zip Code: 43029 lowest rates with discounts applied on average.

For the 43029, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$358 /yr.
Average Coverage:$608 /yr.
2600 sq. ft. or higher
(all discounts applied)		$908 /yr.

What is the average home insurance cost for a home in 43029?

  • • The average homeowners insurance premium paid annually for a home in 43029 is around $608 per year.

What does it cost on average per month for home insurance in 43029?

  • • Homeowners in 43029 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 43029?

  • • Autoowners in 43029 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Irwin area, check out other zip codes nearby 43029.
Review average rates in another zip code:
43029 homeowners insurance rates

Home Replacement Cost Coverage in 43029

Average Building Cost Per Square Foot in 43029: $111

Location: Irwin, Ohio (Union County)

Average Square Footage in 43029: 2,027 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43029 before you start any project. Irwin homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43029 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43029 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,027 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Irwin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,027$225,000
Additional Upgrades & Added Features$1392,027$281,250
Major Home Updates or Advancements$1672,027$337,500

It's important to understand that when you estimate your replacement cost of your home in the 43029 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43029

Best Home & Auto Insurance Agencies in 43029

Housing Demographics for 43029

Population Review for 43029 Zip Code

For the city of Irwin, the population within 43029 has increased to over 467 residents in population size. The current population total is 629. We have broken down the population based on race below. In 43029, there are over 330 in male population and 299 females.

PopulationValues
Total Population629
White Population589
Black Population10
Hispanic Population4
Asian Population1
Hawaiian Population0
Indian Population1
Other Population4
Male Population330
Female Population299
Population Estimate467

Household Data for 43029

The average number of homes in 43029 is around 207, there are an average of 2.67 per household. The average house value according to local real estate values is around $225,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode207
Persons Per Household2.67
Average House Value$225,000
Income Per Household$94309
Median Age37.3
Median Age Male35.5
Median Age Female38.4
43029 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code220/740
CityIrwin
City Alias NameIRWIN
CountyUnion
County FIPS159
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees77
Business First Quarter Payroll554
Business Annual Payroll2376
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District04|15
Congressional LandArea4664.87|4738.93
Delivery Residential175
Delivery Business6
Delivery Total206
Preferred Last Line KeyX21398
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21398
Land Area23.402000
Water Area0.025000
City Alias Code
City Mixed CaseIrwin
City Alias Mixed CaseIrwin
Box Count15
SFDU175
MFDU0
State ANSI39
County ANSI159
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number383822
Unique ZIP Name
SSA State County Code36810
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseUnion

Ohio Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]