Get multiple home insurance quotes in 43031. Our licensed 43031, OH agents are ready to serve you.

43031 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 43031 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Johnstown, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 43031 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Johnstown homeowners insurance rates, coverage options or home insurance types, please select Johnstown, OH Home Insurance Rates Online!

43031 Home Insurance Average Premiums

Local 43031 homeowners insurance quotes comparison

$485 /yr.

Shows Zip Code: 43031 lowest rates with discounts applied on average.

For the 43031, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$485 /yr.
Average Coverage:$735 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1035 /yr.

What is the average home insurance cost for a home in 43031?

  • • The average homeowners insurance premium paid annually for a home in 43031 is around $735 per year.

What does it cost on average per month for home insurance in 43031?

  • • Homeowners in 43031 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 43031?

  • • Autoowners in 43031 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Johnstown area, check out other zip codes nearby 43031.
Review average rates in another zip code:
43031 homeowners insurance rates

Home Replacement Cost Coverage in 43031

Average Building Cost Per Square Foot in 43031: $111

Location: Johnstown, Ohio (Licking County)

Average Square Footage in 43031: 2,450 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43031 before you start any project. Johnstown homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43031 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43031 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,450 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Johnstown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,450$271,900
Additional Upgrades & Added Features$1392,450$339,875
Major Home Updates or Advancements$1672,450$407,850

It's important to understand that when you estimate your replacement cost of your home in the 43031 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43031

Best Home & Auto Insurance Agencies in 43031

Dodderer- Tracey A - State Farm Insurance Agent

Address: 75 W Coshocton St Johnstown, OH 43031
Phone:
Website:
Info:

Farmers Insurance

Address: 12362 Duncan Plains Rd Johnstown, OH 43031
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

American Family Insurance

Address: 599 S Main St Johnstown, OH 43031
Phone:
Website:
Info:

Nationwide Insurance

Address: 57 S Main St Johnstown, OH 43031
Phone:
Website:
Info:

Housing Demographics for 43031

Population Review for 43031 Zip Code

For the city of Johnstown, the population within 43031 has increased to over 13,934 residents in population size. The current population total is 13,189. We have broken down the population based on race below. In 43031, there are over 6510 in male population and 6679 females.

PopulationValues
Total Population13,189
White Population12099
Black Population84
Hispanic Population338
Asian Population97
Hawaiian Population3
Indian Population32
Other Population138
Male Population6510
Female Population6679
Population Estimate13934

Household Data for 43031

The average number of homes in 43031 is around 5,137, there are an average of 2.57 per household. The average house value according to local real estate values is around $271,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,137
Persons Per Household2.57
Average House Value$271,900
Income Per Household$92488
Median Age41.9
Median Age Male40.7
Median Age Female42.9
43031 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityJohnstown
City Alias NameJOHNSTOWN
CountyLicking
County FIPS089
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses252
Number Of Employees2881
Business First Quarter Payroll30899
Business Annual Payroll137051
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential5422
Delivery Business228
Delivery Total5831
Preferred Last Line KeyX21455
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21455
Land Area85.044000
Water Area0.318000
City Alias Code
City Mixed CaseJohnstown
City Alias Mixed CaseJohnstown
Box Count127
SFDU4688
MFDU60
State ANSI39
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number383962
Unique ZIP Name
SSA State County Code36460
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseLicking

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]