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Homeowners Insurance coverage in 43035

If you are a homeowner in 43035 or Lewis Center, OH you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Lewis Center.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 43035.

Learn more about our homeowners insurance shopping service by selecting the best Lewis Center, OH Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 43035?

Residents of Lewis Center have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Ohio? While Ohio is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Ohio comes in at 45 in the country for homeowners insurance premiums.

If you are living in 43035 zipcode, expect to pay around $699 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Lewis Center does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

43035 Home Insurance Average Premiums

Local 43035 homeowners insurance quotes comparison

$449 /yr.

Shows Zip Code: 43035 lowest rates with discounts applied on average.

For the 43035, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$449 /yr.
Average Coverage:$699 /yr.
2600 sq. ft. or higher
(all discounts applied)
$999 /yr.

What is the average home insurance cost for a home in 43035?

  • • The average homeowners insurance premium paid annually for a home in 43035 is around $699 per year.

What does it cost on average per month for home insurance in 43035?

  • • Homeowners in 43035 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 43035?

  • • Autoowners in 43035 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lewis Center area, check out other zip codes nearby 43035.
Review average rates in another zip code:
43035 homeowners insurance rates

Home Replacement Cost Coverage in 43035

Average Building Cost Per Square Foot in 43035: $111

Location: Lewis Center, Ohio (Delaware County)

Average Square Footage in 43035: 3,105 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43035 before you start any project. Lewis Center homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43035 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43035 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,105 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lewis Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1113,105$344,700
Additional Upgrades & Added Features$1393,105$430,875
Major Home Updates or Advancements$1673,105$517,050

It's important to understand that when you estimate your replacement cost of your home in the 43035 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43035

Allstate Insurance - Mark A Glasper

Address: 670-b Enterprise Drive Lewis Center, OH 43035
Phone: (614)781-0282
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=9636

Best Home & Auto Insurance Agencies in 43035

Allstate Insurance - Mark A Glasper

Address: 670 Enterprise Dr Lewis Center, OH 43035
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=9636
Info:

Allstate Insurance - Michael Wood

Address: 489 Lazelle Rd Lewis Center, OH 43035
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16641
Info:

Nationwide Insurance CO

Address: 9191 Columbus Pike Lewis Center, OH 43035
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Housing Demographics for 43035

Population Review for 43035 Zip Code

For the city of Lewis Center, the population within 43035 has increased to over 37,552 residents in population size. The current population total is 33,032. We have broken down the population based on race below. In 43035, there are over 16477 in male population and 16555 females.

PopulationValues
Total Population33,032
White Population22006
Black Population1897
Hispanic Population1203
Asian Population6664
Hawaiian Population6
Indian Population65
Other Population498
Male Population16477
Female Population16555
Population Estimate37552

Household Data for 43035

The average number of homes in 43035 is around 11,209, there are an average of 2.94 per household. The average house value according to local real estate values is around $344,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,209
Persons Per Household2.94
Average House Value$344,700
Income Per Household$137408
Median Age35.3
Median Age Male34.9
Median Age Female35.8
43035 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityLewis Center
City Alias NameLEWIS CENTER
CountyDelaware
County FIPS041
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses651
Number Of Employees8465
Business First Quarter Payroll97379
Business Annual Payroll427389
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential12773
Delivery Business709
Delivery Total13604
Preferred Last Line KeyX21599
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21599
Land Area19.608000
Water Area1.710000
City Alias Code
City Mixed CaseLewis Center
City Alias Mixed CaseLewis Center
Box Count180
SFDU7969
MFDU63
State ANSI39
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number384438
Unique ZIP Name
SSA State County Code36210
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseDelaware

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]