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43037 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 43037 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Martinsburg, OH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 43037.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 43037 and start shopping.

Quickly and Easily Compare Average Rates for 43037

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Martinsburg, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 43037

Homeowners in Martinsburg are paying roughly $669 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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43037 Home Insurance Average Premiums

Local 43037 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 43037 lowest rates with discounts applied on average.

For the 43037, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 43037?

  • • The average homeowners insurance premium paid annually for a home in 43037 is around $669 per year.

What does it cost on average per month for home insurance in 43037?

  • • Homeowners in 43037 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43037?

  • • Autoowners in 43037 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Martinsburg area, check out other zip codes nearby 43037.
Review average rates in another zip code:
43037 homeowners insurance rates

Home Replacement Cost Coverage in 43037

Average Building Cost Per Square Foot in 43037: $111

Location: Martinsburg, Ohio (Knox County)

Average Square Footage in 43037: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43037 before you start any project. Martinsburg homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43037 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43037 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Martinsburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 43037 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43037

Best Home & Auto Insurance Agencies in 43037

Housing Demographics for 43037

Population Review for 43037 Zip Code

For the city of Martinsburg, the population within 43037 has increased to over 119 residents in population size. The current population total is 323. We have broken down the population based on race below. In 43037, there are over 117 in male population and 206 females.

PopulationValues
Total Population323
White Population295
Black Population0
Hispanic Population4
Asian Population1
Hawaiian Population0
Indian Population0
Other Population2
Male Population117
Female Population206
Population Estimate119

Household Data for 43037

The average number of homes in 43037 is around 127, there are an average of 2.54 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode127
Persons Per Household2.54
Average House Value$165,000
Income Per Household$36250
Median Age42.4
Median Age Male29.7
Median Age Female49.0
43037 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityMartinsburg
City Alias NameMARTINSBURG
CountyKnox
County FIPS083
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA34540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMount Vernon, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees67
Business First Quarter Payroll365
Business Annual Payroll2027
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60921
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential47
Delivery Business2
Delivery Total191
Preferred Last Line KeyX21779
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21779
Land Area3.242000
Water Area0.009000
City Alias Code
City Mixed CaseMartinsburg
City Alias Mixed CaseMartinsburg
Box Count117
SFDU47
MFDU0
State ANSI39
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number384956
Unique ZIP Name
SSA State County Code36430
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseKnox

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