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Searching for Homeowners Insurance in 43050

If you are a homeowners that lives in 43050 you may be searching for more affordable homeowners insurance in Mount Vernon. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Mount Vernon, OH. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Ohio licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 43050 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mount Vernon, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 43050 Home Insurance Costs: very low!

In Mount Vernon, homeowners are paying roughly $646 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 43050 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Mount Vernon are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 43050 policy right now!

43050 Home Insurance Average Premiums

Local 43050 homeowners insurance quotes comparison

$396 /yr.

Shows Zip Code: 43050 lowest rates with discounts applied on average.

For the 43050, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$396 /yr.
Average Coverage:$646 /yr.
2600 sq. ft. or higher
(all discounts applied)
$946 /yr.

What is the average home insurance cost for a home in 43050?

  • • The average homeowners insurance premium paid annually for a home in 43050 is around $646 per year.

What does it cost on average per month for home insurance in 43050?

  • • Homeowners in 43050 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43050?

  • • Autoowners in 43050 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Vernon area, check out other zip codes nearby 43050.
Review average rates in another zip code:
43050 homeowners insurance rates

Home Replacement Cost Coverage in 43050

Average Building Cost Per Square Foot in 43050: $111

Location: Mount Vernon, Ohio (Knox County)

Average Square Footage in 43050: 1,436 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43050 before you start any project. Mount Vernon homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43050 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43050 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,436 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Vernon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,436$159,400
Additional Upgrades & Added Features$1391,436$199,250
Major Home Updates or Advancements$1671,436$239,100

It's important to understand that when you estimate your replacement cost of your home in the 43050 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43050

Cunningham Insurance Limited

Address: 13361 Wooster Road Mount Vernon, OH 43050
Phone: (740)397-7038
Website:

HOGG W S Insurance Agency Inc

Address: 113 West Gambier Street Mount Vernon, OH 43050
Phone: (740)397-7676
Website:

Best Home & Auto Insurance Agencies in 43050

Biggs Insurance Inc

Address: 482 Harcourt Rd Mt Vernon, OH 43050
Phone:
Website:
Info:

Bastin- Richie E - State Farm Insurance Agent

Address: 700 N Main St Mt Vernon, OH 43050
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

HOGG W S Insurance Agency Inc

Address: 113 W Gambier St Mt Vernon, OH 43050
Phone:
Website:
Info:

State Farm Insurance - Mount Vernon, OH

Address: 309 Coshocton Ave Mt Vernon, OH 43050
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 43050

Population Review for 43050 Zip Code

For the city of Mount Vernon, the population within 43050 has increased to over 28,867 residents in population size. The current population total is 29,594. We have broken down the population based on race below. In 43050, there are over 14392 in male population and 15202 females.

PopulationValues
Total Population29,594
White Population27317
Black Population340
Hispanic Population711
Asian Population169
Hawaiian Population8
Indian Population106
Other Population229
Male Population14392
Female Population15202
Population Estimate28867

Household Data for 43050

The average number of homes in 43050 is around 11,831, there are an average of 2.35 per household. The average house value according to local real estate values is around $159,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,831
Persons Per Household2.35
Average House Value$159,400
Income Per Household$57991
Median Age42.1
Median Age Male40.3
Median Age Female43.8
43050 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityMount Vernon
City Alias NameMOUNT VERNON
CountyKnox
County FIPS083
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA34540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMount Vernon, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses690
Number Of Employees13203
Business First Quarter Payroll118771
Business Annual Payroll545607
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60921
CBSA Division Population0
Congressional District04|12
Congressional LandArea4664.87|2271.91
Delivery Residential12284
Delivery Business806
Delivery Total13476
Preferred Last Line KeyX22002
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX22002
Land Area154.054000
Water Area0.685000
City Alias Code
City Mixed CaseMount Vernon
City Alias Mixed CaseMount Vernon
Box Count212
SFDU10727
MFDU787
State ANSI39
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number385558
Unique ZIP Name
SSA State County Code36430
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseKnox

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