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Home Insurance in 43060

If your primary reason for shopping for homeowners insurance in the 43060 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in North Lewisburg, OH. Many homeowners that live in the 43060 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 43060 zip code should already appear in the zip code field ready to go. For North Lewisburg, OH Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 43060

Homeowners living in the city of North Lewisburg are paying on average around $605 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 43060 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Ohio home insurance premiums have been recently ranked 45 in the country in terms of the annual cost of premiums. Because premiums in 43060 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 43060 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in North Lewisburg. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

43060 Home Insurance Average Premiums

Local 43060 homeowners insurance quotes comparison

$355 /yr.

Shows Zip Code: 43060 lowest rates with discounts applied on average.

For the 43060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$355 /yr.
Average Coverage:$605 /yr.
2600 sq. ft. or higher
(all discounts applied)
$905 /yr.

What is the average home insurance cost for a home in 43060?

  • • The average homeowners insurance premium paid annually for a home in 43060 is around $605 per year.

What does it cost on average per month for home insurance in 43060?

  • • Homeowners in 43060 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 43060?

  • • Autoowners in 43060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Lewisburg area, check out other zip codes nearby 43060.
Review average rates in another zip code:
43060 homeowners insurance rates

Home Replacement Cost Coverage in 43060

Average Building Cost Per Square Foot in 43060: $111

Location: North Lewisburg, Ohio (Champaign County)

Average Square Footage in 43060: 1,345 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43060 before you start any project. North Lewisburg homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,345 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Lewisburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,345$149,300
Additional Upgrades & Added Features$1391,345$186,625
Major Home Updates or Advancements$1671,345$223,950

It's important to understand that when you estimate your replacement cost of your home in the 43060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43060

Best Home & Auto Insurance Agencies in 43060

Housing Demographics for 43060

Population Review for 43060 Zip Code

For the city of North Lewisburg, the population within 43060 has increased to over 2,484 residents in population size. The current population total is 2,667. We have broken down the population based on race below. In 43060, there are over 1341 in male population and 1326 females.

PopulationValues
Total Population2,667
White Population2532
Black Population13
Hispanic Population33
Asian Population2
Hawaiian Population0
Indian Population5
Other Population11
Male Population1341
Female Population1326
Population Estimate2484

Household Data for 43060

The average number of homes in 43060 is around 1,075, there are an average of 2.48 per household. The average house value according to local real estate values is around $149,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,075
Persons Per Household2.48
Average House Value$149,300
Income Per Household$56364
Median Age39.8
Median Age Male38.4
Median Age Female40.7
43060 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationN LEWISBURG
Area Code937
CityNorth Lewisburg
City Alias NameNORTH LEWISBURG
CountyChampaign
County FIPS021
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA212
CBSA46500
CBSA_DIV
CBSA_TypeMicro
CBSA_NameUrbana, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees85
Business First Quarter Payroll511
Business Annual Payroll2280
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40097
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential1002
Delivery Business9
Delivery Total1197
Preferred Last Line KeyX22196
Classification Code
Multi-CountyY
CSA NameDayton-Springfield-Kettering, OH
CBSA_DIV_Name
City State KeyX22196
Land Area26.094000
Water Area0.043000
City Alias Code
City Mixed CaseNorth Lewisburg
City Alias Mixed CaseNorth Lewisburg
Box Count156
SFDU710
MFDU214
State ANSI39
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number386104
Unique ZIP Name
SSA State County Code36100
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseChampaign

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]