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Compare 43080 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Utica just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,005 neighbors looking to save on their home insurance policy in the local 43080 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 43080. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Utica, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Utica, OH

43080 Home Insurance Average Premiums

Local 43080 homeowners insurance quotes comparison

$453 /yr.

Shows Zip Code: 43080 lowest rates with discounts applied on average.

For the 43080, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$453 /yr.
Average Coverage:$703 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1003 /yr.

What is the average home insurance cost for a home in 43080?

  • • The average homeowners insurance premium paid annually for a home in 43080 is around $703 per year.

What does it cost on average per month for home insurance in 43080?

  • • Homeowners in 43080 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 43080?

  • • Autoowners in 43080 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Utica area, check out other zip codes nearby 43080.
Review average rates in another zip code:
43080 homeowners insurance rates

Home Replacement Cost Coverage in 43080

Average Building Cost Per Square Foot in 43080: $111

Location: Utica, Ohio (Licking County)

Average Square Footage in 43080: 1,563 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43080 before you start any project. Utica homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43080 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43080 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,563 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Utica area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,563$173,500
Additional Upgrades & Added Features$1391,563$216,875
Major Home Updates or Advancements$1671,563$260,250

It's important to understand that when you estimate your replacement cost of your home in the 43080 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43080

Dawson Coleman & Wallace

Address: 18 N Main St Utica, OH 43080
Phone: (740)892-3911
Website:

Best Home & Auto Insurance Agencies in 43080

Dawson Coleman & Wallace

Address: 18 N Main St Utica, OH 43080
Phone:
Website:
Info:

Housing Demographics for 43080

Population Review for 43080 Zip Code

For the city of Utica, the population within 43080 has increased to over 4,573 residents in population size. The current population total is 5,321. We have broken down the population based on race below. In 43080, there are over 2712 in male population and 2609 females.

PopulationValues
Total Population5,321
White Population4969
Black Population33
Hispanic Population67
Asian Population11
Hawaiian Population1
Indian Population10
Other Population34
Male Population2712
Female Population2609
Population Estimate4573

Household Data for 43080

The average number of homes in 43080 is around 2,005, there are an average of 2.65 per household. The average house value according to local real estate values is around $173,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,005
Persons Per Household2.65
Average House Value$173,500
Income Per Household$65068
Median Age40.8
Median Age Male41.6
Median Age Female40.4
43080 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityUtica
City Alias NameUTICA
CountyLicking
County FIPS089
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses66
Number Of Employees563
Business First Quarter Payroll4891
Business Annual Payroll21508
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential1726
Delivery Business39
Delivery Total2765
Preferred Last Line KeyX23161
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX23161
Land Area73.340000
Water Area0.217000
City Alias Code
City Mixed CaseUtica
City Alias Mixed CaseUtica
Box Count533
SFDU1570
MFDU41
State ANSI39
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number388435
Unique ZIP Name
SSA State County Code36460
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseLicking

Ohio Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]