Get multiple home insurance quotes in 43081. Our licensed 43081, OH agents are ready to serve you.

43081 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 43081 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Westerville, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 43081 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Westerville homeowners insurance rates, coverage options or home insurance types, please select Westerville, OH Home Insurance Rates Online!

43081 Home Insurance Average Premiums

Local 43081 homeowners insurance quotes comparison

$385 /yr.

Shows Zip Code: 43081 lowest rates with discounts applied on average.

For the 43081, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$385 /yr.
Average Coverage:$635 /yr.
2600 sq. ft. or higher
(all discounts applied)
$935 /yr.

What is the average home insurance cost for a home in 43081?

  • • The average homeowners insurance premium paid annually for a home in 43081 is around $635 per year.

What does it cost on average per month for home insurance in 43081?

  • • Homeowners in 43081 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 43081?

  • • Autoowners in 43081 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westerville area, check out other zip codes nearby 43081.
Review average rates in another zip code:
43081 homeowners insurance rates
43082 homeowners insurance rates

Home Replacement Cost Coverage in 43081

Average Building Cost Per Square Foot in 43081: $111

Location: Westerville, Ohio (Franklin County)

Average Square Footage in 43081: 2,116 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43081 before you start any project. Westerville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43081 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43081 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,116 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westerville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,116$234,900
Additional Upgrades & Added Features$1392,116$293,625
Major Home Updates or Advancements$1672,116$352,350

It's important to understand that when you estimate your replacement cost of your home in the 43081 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43081

Allstate Insurance-Tony Mastroianni

Address: 107 E College Ave Westerville, OH 43081
Phone: (614)890-7788
Website: agent.allstate.com/61755

Allstate Insurance-Clermon Junkin

Address: 659i Park Meadow Rd Westerville, OH 43081
Phone: (614)882-2442
Website:

Best Home & Auto Insurance Agencies in 43081

Buttermore- Larry P

Address: 509 S Otterbein Ave Westerville, OH 43081
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Atwood- Bradley E

Address: 96 E College Ave Westerville, OH 43081
Phone:
Website:
Info:

Allstate Insurance-Tony Mastroianni

Address: 107 E College Ave Westerville, OH 43081
Phone:
Website: http://www.agent.allstate.com/61755
Info:

Allstate Insurance Companies

Address: 855 S Sunbury Rd Westerville, OH 43081
Phone:
Website:
Info:

Davis- Jerry L - State Farm Insurance Agent

Address: 1245 S Sunbury Rd, #200 Westerville, OH 43081
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 43081

Population Review for 43081 Zip Code

For the city of Westerville, the population within 43081 has increased to over 69,837 residents in population size. The current population total is 64,338. We have broken down the population based on race below. In 43081, there are over 30561 in male population and 33777 females.

PopulationValues
Total Population64,338
White Population47890
Black Population7916
Hispanic Population2701
Asian Population2946
Hawaiian Population17
Indian Population165
Other Population1106
Male Population30561
Female Population33777
Population Estimate69837

Household Data for 43081

The average number of homes in 43081 is around 26,825, there are an average of 2.34 per household. The average house value according to local real estate values is around $234,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,825
Persons Per Household2.34
Average House Value$234,900
Income Per Household$86488
Median Age37.1
Median Age Male36.0
Median Age Female38.2
43081 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614/380
CityWesterville
City Alias NameWESTERVILLE
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1359
Number Of Employees26104
Business First Quarter Payroll382002
Business Annual Payroll1609024
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District03|04|12
Congressional LandArea228|4664.87|2271.91
Delivery Residential29845
Delivery Business1405
Delivery Total31188
Preferred Last Line KeyX23348
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX23348
Land Area25.115000
Water Area1.152000
City Alias Code
City Mixed CaseWesterville
City Alias Mixed CaseWesterville
Box Count0
SFDU16908
MFDU1486
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388827
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Ohio Homeowners Insurance News & Information

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