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43102 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 43102 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Amanda, OH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 43102.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 43102 and start shopping.

Quickly and Easily Compare Average Rates for 43102

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Amanda, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 43102

Homeowners in Amanda are paying roughly $625 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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43102 Home Insurance Average Premiums

Local 43102 homeowners insurance quotes comparison

$375 /yr.

Shows Zip Code: 43102 lowest rates with discounts applied on average.

For the 43102, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$375 /yr.
Average Coverage:$625 /yr.
2600 sq. ft. or higher
(all discounts applied)
$925 /yr.

What is the average home insurance cost for a home in 43102?

  • • The average homeowners insurance premium paid annually for a home in 43102 is around $625 per year.

What does it cost on average per month for home insurance in 43102?

  • • Homeowners in 43102 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43102?

  • • Autoowners in 43102 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Amanda area, check out other zip codes nearby 43102.
Review average rates in another zip code:
43102 homeowners insurance rates

Home Replacement Cost Coverage in 43102

Average Building Cost Per Square Foot in 43102: $111

Location: Amanda, Ohio (Fairfield County)

Average Square Footage in 43102: 1,666 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43102 before you start any project. Amanda homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43102 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43102 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,666 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Amanda area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,666$184,900
Additional Upgrades & Added Features$1391,666$231,125
Major Home Updates or Advancements$1671,666$277,350

It's important to understand that when you estimate your replacement cost of your home in the 43102 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43102

Best Home & Auto Insurance Agencies in 43102

Housing Demographics for 43102

Population Review for 43102 Zip Code

For the city of Amanda, the population within 43102 has increased to over 4,235 residents in population size. The current population total is 4,610. We have broken down the population based on race below. In 43102, there are over 2339 in male population and 2271 females.

PopulationValues
Total Population4,610
White Population4311
Black Population23
Hispanic Population44
Asian Population9
Hawaiian Population1
Indian Population13
Other Population28
Male Population2339
Female Population2271
Population Estimate4235

Household Data for 43102

The average number of homes in 43102 is around 1,635, there are an average of 2.82 per household. The average house value according to local real estate values is around $184,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,635
Persons Per Household2.82
Average House Value$184,900
Income Per Household$73832
Median Age40.1
Median Age Male39.6
Median Age Female40.4
43102 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code220/740
CityAmanda
City Alias NameAMANDA
CountyFairfield
County FIPS045
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses58
Number Of Employees495
Business First Quarter Payroll4239
Business Annual Payroll19806
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District02|12
Congressional LandArea3221.62|2271.91
Delivery Residential1502
Delivery Business30
Delivery Total1840
Preferred Last Line KeyX20060
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20060
Land Area57.349000
Water Area0.077000
City Alias Code
City Mixed CaseAmanda
City Alias Mixed CaseAmanda
Box Count248
SFDU1502
MFDU0
State ANSI39
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number380154
Unique ZIP Name
SSA State County Code36230
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFairfield

Ohio Homeowners Insurance News & Information

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    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]