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43127 Home Insurance Rates

Getting multiple homeowners insurance rates in 43127 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Haydenville, OH. Many homeowners based out of the 43127 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Ohio licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 43127 should appear in the zip code field ready to go. For Haydenville, OH Home Insurance Quotes, Click to easily get started!

43127 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 43127 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Haydenville. For a basic HO-3, standard homeowners policy, the average premium per year in Ohio is around $646. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 43127 zip code today and let us help you save time and money on your homeowners insurance premium.

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43127 Home Insurance Average Premiums

Local 43127 homeowners insurance quotes comparison

$396 /yr.

Shows Zip Code: 43127 lowest rates with discounts applied on average.

For the 43127, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$396 /yr.
Average Coverage:$646 /yr.
2600 sq. ft. or higher
(all discounts applied)
$946 /yr.

What is the average home insurance cost for a home in 43127?

  • • The average homeowners insurance premium paid annually for a home in 43127 is around $646 per year.

What does it cost on average per month for home insurance in 43127?

  • • Homeowners in 43127 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43127?

  • • Autoowners in 43127 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Haydenville area, check out other zip codes nearby 43127.
Review average rates in another zip code:
43127 homeowners insurance rates

Home Replacement Cost Coverage in 43127

Average Building Cost Per Square Foot in 43127: $111

Location: Haydenville, Ohio (Hocking County)

Average Square Footage in 43127: 662 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43127 before you start any project. Haydenville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43127 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43127 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 662 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Haydenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111662$73,500
Additional Upgrades & Added Features$139662$91,875
Major Home Updates or Advancements$167662$110,250

It's important to understand that when you estimate your replacement cost of your home in the 43127 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43127

Best Home & Auto Insurance Agencies in 43127

Housing Demographics for 43127

Population Review for 43127 Zip Code

For the city of Haydenville, the population within 43127 has increased to over 0 residents in population size. The current population total is 284. We have broken down the population based on race below. In 43127, there are over 119 in male population and 165 females.

PopulationValues
Total Population284
White Population257
Black Population0
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population1
Other Population1
Male Population119
Female Population165
Population Estimate0

Household Data for 43127

The average number of homes in 43127 is around 114, there are an average of 2.49 per household. The average house value according to local real estate values is around $73,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode114
Persons Per Household2.49
Average House Value$73,500
Income Per Household$53017
Median Age33.7
Median Age Male28.5
Median Age Female37.1
43127 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code740
CityHaydenville
City Alias NameHAYDENVILLE
CountyHocking
County FIPS073
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District02
Congressional LandArea3221.62
Delivery Residential0
Delivery Business0
Delivery Total92
Preferred Last Line KeyX21283
Classification CodeP
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21283
Land Area1.028000
Water Area0.081000
City Alias Code
City Mixed CaseHaydenville
City Alias Mixed CaseHaydenville
Box Count87
SFDU0
MFDU0
State ANSI39
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number383528
Unique ZIP Name
SSA State County Code36380
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseHocking

Ohio Homeowners Insurance News & Information

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  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]