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43137 Home Insurance Rates & Premiums

Did you know there are over 2,684 people living within the 43137 zip code area? There are over 1,008 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 43137.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Ohio are on the rise. The estimated average premium is around $647 a year for a standard homeowners insurance policy in Lockbourne. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Lockbourne, OH Homeowners Insurance Quotes Online

43137 Home Insurance Average Premiums

Local 43137 homeowners insurance quotes comparison

$397 /yr.

Shows Zip Code: 43137 lowest rates with discounts applied on average.

For the 43137, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$397 /yr.
Average Coverage:$647 /yr.
2600 sq. ft. or higher
(all discounts applied)
$947 /yr.

What is the average home insurance cost for a home in 43137?

  • • The average homeowners insurance premium paid annually for a home in 43137 is around $647 per year.

What does it cost on average per month for home insurance in 43137?

  • • Homeowners in 43137 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43137?

  • • Autoowners in 43137 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lockbourne area, check out other zip codes nearby 43137.
Review average rates in another zip code:
43137 homeowners insurance rates

Home Replacement Cost Coverage in 43137

Average Building Cost Per Square Foot in 43137: $111

Location: Lockbourne, Ohio (Franklin County)

Average Square Footage in 43137: 1,437 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43137 before you start any project. Lockbourne homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43137 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43137 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,437 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lockbourne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,437$159,500
Additional Upgrades & Added Features$1391,437$199,375
Major Home Updates or Advancements$1671,437$239,250

It's important to understand that when you estimate your replacement cost of your home in the 43137 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43137

Best Home & Auto Insurance Agencies in 43137

Housing Demographics for 43137

Population Review for 43137 Zip Code

For the city of Lockbourne, the population within 43137 has increased to over 2,971 residents in population size. The current population total is 2,684. We have broken down the population based on race below. In 43137, there are over 1370 in male population and 1314 females.

PopulationValues
Total Population2,684
White Population2261
Black Population132
Hispanic Population118
Asian Population25
Hawaiian Population0
Indian Population16
Other Population25
Male Population1370
Female Population1314
Population Estimate2971

Household Data for 43137

The average number of homes in 43137 is around 1,008, there are an average of 2.66 per household. The average house value according to local real estate values is around $159,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,008
Persons Per Household2.66
Average House Value$159,500
Income Per Household$58211
Median Age39.8
Median Age Male39.0
Median Age Female42.2
43137 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614
CityLockbourne
City Alias NameLOCKBOURNE
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses103
Number Of Employees3701
Business First Quarter Payroll51374
Business Annual Payroll231181
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District02|15
Congressional LandArea3221.62|4738.93
Delivery Residential1117
Delivery Business100
Delivery Total1428
Preferred Last Line KeyX21654
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21654
Land Area31.851000
Water Area1.655000
City Alias Code
City Mixed CaseLockbourne
City Alias Mixed CaseLockbourne
Box Count60
SFDU675
MFDU0
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number384543
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]