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43138 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 43138? There are over 7,508 occupied homes in the 43138 area. With a population size of 18,445, it's not uncommon for residence of Logan, OH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Ohio is around $661 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 43138 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Logan, OH Home Insurance Rate Quotes

43138 Home Insurance Average Premiums

Local 43138 homeowners insurance quotes comparison

$411 /yr.

Shows Zip Code: 43138 lowest rates with discounts applied on average.

For the 43138, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$411 /yr.
Average Coverage:$661 /yr.
2600 sq. ft. or higher
(all discounts applied)
$961 /yr.

What is the average home insurance cost for a home in 43138?

  • • The average homeowners insurance premium paid annually for a home in 43138 is around $661 per year.

What does it cost on average per month for home insurance in 43138?

  • • Homeowners in 43138 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 43138?

  • • Autoowners in 43138 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Logan area, check out other zip codes nearby 43138.
Review average rates in another zip code:
43138 homeowners insurance rates

Home Replacement Cost Coverage in 43138

Average Building Cost Per Square Foot in 43138: $111

Location: Logan, Ohio (Hocking County)

Average Square Footage in 43138: 1,259 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43138 before you start any project. Logan homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43138 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43138 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,259 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Logan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,259$139,700
Additional Upgrades & Added Features$1391,259$174,625
Major Home Updates or Advancements$1671,259$209,550

It's important to understand that when you estimate your replacement cost of your home in the 43138 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43138

Best Home & Auto Insurance Agencies in 43138

Leach- Corby R

Address: 390 W Main St Logan, OH 43138
Phone:
Website:
Info:

CADD Quentin E Insurance Agency

Address: 507 N Mulberry St Logan, OH 43138
Phone:
Website:
Info:

Housing Demographics for 43138

Population Review for 43138 Zip Code

For the city of Logan, the population within 43138 has increased to over 19,508 residents in population size. The current population total is 18,445. We have broken down the population based on race below. In 43138, there are over 9008 in male population and 9437 females.

PopulationValues
Total Population18,445
White Population17428
Black Population117
Hispanic Population176
Asian Population58
Hawaiian Population0
Indian Population35
Other Population69
Male Population9008
Female Population9437
Population Estimate19508

Household Data for 43138

The average number of homes in 43138 is around 7,508, there are an average of 2.43 per household. The average house value according to local real estate values is around $139,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,508
Persons Per Household2.43
Average House Value$139,700
Income Per Household$57941
Median Age42.1
Median Age Male40.8
Median Age Female43.2
43138 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityLogan
City Alias NameLOGAN
CountyHocking
County FIPS073
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses384
Number Of Employees4839
Business First Quarter Payroll33521
Business Annual Payroll156600
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District02|12
Congressional LandArea3221.62|2271.91
Delivery Residential8028
Delivery Business525
Delivery Total9287
Preferred Last Line KeyX21662
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21662
Land Area175.805000
Water Area1.241000
City Alias Code
City Mixed CaseLogan
City Alias Mixed CaseLogan
Box Count209
SFDU7176
MFDU195
State ANSI39
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384564
Unique ZIP Name
SSA State County Code36380
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseHocking

Ohio Homeowners Insurance News & Information

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  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]