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Homeowners Insurance in 43155

Getting the most affordable home insurance rates in 43155 just got easier for Sugar Grove, OH home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Sugar Grove. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Sugar Grove, OH Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 43155

When discussing Ohio homeowners insurance rates, Sugar Grove residents are finding new ways to save time and money by discovering lower rates when they shop online. Ohio may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 45. Residents that live within the 43155 zipcode are currently paying $608 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Sugar Grove does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

43155 Home Insurance Average Premiums

Local 43155 homeowners insurance quotes comparison

$358 /yr.

Shows Zip Code: 43155 lowest rates with discounts applied on average.

For the 43155, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$358 /yr.
Average Coverage:$608 /yr.
2600 sq. ft. or higher
(all discounts applied)
$908 /yr.

What is the average home insurance cost for a home in 43155?

  • • The average homeowners insurance premium paid annually for a home in 43155 is around $608 per year.

What does it cost on average per month for home insurance in 43155?

  • • Homeowners in 43155 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 43155?

  • • Autoowners in 43155 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sugar Grove area, check out other zip codes nearby 43155.
Review average rates in another zip code:
43155 homeowners insurance rates

Home Replacement Cost Coverage in 43155

Average Building Cost Per Square Foot in 43155: $111

Location: Sugar Grove, Ohio (Fairfield County)

Average Square Footage in 43155: 1,622 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43155 before you start any project. Sugar Grove homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43155 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43155 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,622 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sugar Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,622$180,000
Additional Upgrades & Added Features$1391,622$225,000
Major Home Updates or Advancements$1671,622$270,000

It's important to understand that when you estimate your replacement cost of your home in the 43155 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43155

Best Home & Auto Insurance Agencies in 43155

Housing Demographics for 43155

Population Review for 43155 Zip Code

For the city of Sugar Grove, the population within 43155 has increased to over 2,317 residents in population size. The current population total is 2,531. We have broken down the population based on race below. In 43155, there are over 1328 in male population and 1203 females.

PopulationValues
Total Population2,531
White Population2383
Black Population6
Hispanic Population27
Asian Population2
Hawaiian Population1
Indian Population7
Other Population11
Male Population1328
Female Population1203
Population Estimate2317

Household Data for 43155

The average number of homes in 43155 is around 994, there are an average of 2.55 per household. The average house value according to local real estate values is around $180,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode994
Persons Per Household2.55
Average House Value$180,000
Income Per Household$86042
Median Age46.7
Median Age Male48.3
Median Age Female45.2
43155 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CitySugar Grove
City Alias NameSUGAR GROVE
CountyFairfield
County FIPS045
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees184
Business First Quarter Payroll1792
Business Annual Payroll8577
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District02|12
Congressional LandArea3221.62|2271.91
Delivery Residential909
Delivery Business13
Delivery Total1161
Preferred Last Line KeyX23019
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX23019
Land Area29.686000
Water Area0.440000
City Alias Code
City Mixed CaseSugar Grove
City Alias Mixed CaseSugar Grove
Box Count210
SFDU607
MFDU0
State ANSI39
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number388036
Unique ZIP Name
SSA State County Code36230
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFairfield

Ohio Homeowners Insurance News & Information

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