Get multiple home insurance quotes in 43302. Our licensed 43302, OH agents are ready to serve you.

Homeowners Insurance in 43302

In Marion, OH, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 43302 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 43302 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43302 should appear in the zip code field ready to go.

43302 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Ohio, you are going to see rates around the average home insurance premium per year of $661. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Marion home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 43302 Home Insurance Rates Now!

Best 3 Options to Compare in 43302

If you want homeowners insurance quotes within the city of Marion or in the 43302 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Marion, OH.

43302 Home Insurance Average Premiums

Local 43302 homeowners insurance quotes comparison

$411 /yr.

Shows Zip Code: 43302 lowest rates with discounts applied on average.

For the 43302, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$411 /yr.
Average Coverage:$661 /yr.
2600 sq. ft. or higher
(all discounts applied)
$961 /yr.

What is the average home insurance cost for a home in 43302?

  • • The average homeowners insurance premium paid annually for a home in 43302 is around $661 per year.

What does it cost on average per month for home insurance in 43302?

  • • Homeowners in 43302 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 43302?

  • • Autoowners in 43302 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marion area, check out other zip codes nearby 43302.
Review average rates in another zip code:
43302 homeowners insurance rates

Home Replacement Cost Coverage in 43302

Average Building Cost Per Square Foot in 43302: $111

Location: Marion, Ohio (Marion County)

Average Square Footage in 43302: 979 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43302 before you start any project. Marion homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 979 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marion area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111979$108,700
Additional Upgrades & Added Features$139979$135,875
Major Home Updates or Advancements$167979$163,050

It's important to understand that when you estimate your replacement cost of your home in the 43302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43302

Allstate Insurance - Michael E. Nealley

Address: 1087 Mt Vernon Ave Marion, OH 43302
Phone: (740)389-2368
Website:

Allstate Insurance - Jill Rinker

Address: 744 E Center St Marion, OH 43302
Phone: (740)382-9181
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=13956

Best Home & Auto Insurance Agencies in 43302

Cook- Wesley S

Address: 1524 Marion-Waldo Rd Marion, OH 43302
Phone:
Website:
Info:

Allstate Insurance - Michael E. Nealley

Address: 1087 Mt Vernon Ave Marion, OH 43302
Phone:
Website:
Info:

Carson- Brian T

Address: 300 N Main St Marion, OH 43302
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Milligan Insurance Agency Inc.

Address: 1116 Mt Vernon Ave Marion, OH 43302
Phone:
Website:
Info:

Gallagher- Bernard M

Address: 341 Mt Vernon Ave Marion, OH 43302
Phone:
Website:
Info:

Housing Demographics for 43302

Population Review for 43302 Zip Code

For the city of Marion, the population within 43302 has increased to over 50,374 residents in population size. The current population total is 54,094. We have broken down the population based on race below. In 43302, there are over 28901 in male population and 25193 females.

PopulationValues
Total Population54,094
White Population46171
Black Population4072
Hispanic Population1758
Asian Population326
Hawaiian Population13
Indian Population168
Other Population721
Male Population28901
Female Population25193
Population Estimate50374

Household Data for 43302

The average number of homes in 43302 is around 20,482, there are an average of 2.37 per household. The average house value according to local real estate values is around $108,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,482
Persons Per Household2.37
Average House Value$108,700
Income Per Household$48359
Median Age40.8
Median Age Male39.9
Median Age Female42.3
43302 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityMarion
City Alias NameMARION
CountyMarion
County FIPS101
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA32020
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMarion, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses927
Number Of Employees19304
Business First Quarter Payroll212503
Business Annual Payroll895846
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population66501
CBSA Division Population0
Congressional District04|05
Congressional LandArea4664.87|5626.47
Delivery Residential21255
Delivery Business1328
Delivery Total22512
Preferred Last Line KeyX21766
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21766
Land Area194.972000
Water Area0.231000
City Alias Code
City Mixed CaseMarion
City Alias Mixed CaseMarion
Box Count0
SFDU18518
MFDU1406
State ANSI39
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384914
Unique ZIP Name
SSA State County Code36520
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseMarion

Ohio Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]