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Home Insurance Quotes in 43311

Are you shopping for a cheaper homeowners insurance rate in 43311? Our rates are very competitive for homeowners living in Bellefontaine, OH. Many homeowners located in the 43311 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 43311. To get free 43311 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 43311 zip code should appear in the zip code field ready to go. Shopping Bellefontaine, OH Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 43311 to review the best rate coverages.

Your 43311 Home Insurance Costs Is Rated: Very Low!

For the great city of Bellefontaine, the average home insurance premium paid annually is around $642 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Ohio specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Bellefontaine and need insurance on your home in the 43311 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 43311 Homeowners Insurance Rates Now!

43311 Home Insurance Average Premiums

Local 43311 homeowners insurance quotes comparison

$392 /yr.

Shows Zip Code: 43311 lowest rates with discounts applied on average.

For the 43311, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$392 /yr.
Average Coverage:$642 /yr.
2600 sq. ft. or higher
(all discounts applied)
$942 /yr.

What is the average home insurance cost for a home in 43311?

  • • The average homeowners insurance premium paid annually for a home in 43311 is around $642 per year.

What does it cost on average per month for home insurance in 43311?

  • • Homeowners in 43311 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 43311?

  • • Autoowners in 43311 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bellefontaine area, check out other zip codes nearby 43311.
Review average rates in another zip code:
43311 homeowners insurance rates

Home Replacement Cost Coverage in 43311

Average Building Cost Per Square Foot in 43311: $111

Location: Bellefontaine, Ohio (Logan County)

Average Square Footage in 43311: 1,223 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43311 before you start any project. Bellefontaine homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43311 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43311 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,223 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bellefontaine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,223$135,700
Additional Upgrades & Added Features$1391,223$169,625
Major Home Updates or Advancements$1671,223$203,550

It's important to understand that when you estimate your replacement cost of your home in the 43311 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43311

Jeffrey L. Erwin Agency

Address: 143 E Chillicothe Ave Bellefontaine, OH 43311
Phone: (937)593-9065
Website:

Best Home & Auto Insurance Agencies in 43311

Jeffrey L. Erwin Agency

Address: 143 E Chillicothe Ave Bellefontaine, OH 43311
Phone:
Website:
Info:

Dailey- Daniel D - State Farm Insurance Agent

Address: 637 S Main St Bellefontaine, OH 43311
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Garver Curt Insurance Agency Limited

Address: 657 S Main St Bellefontaine, OH 43311
Phone:
Website:
Info:

Housing Demographics for 43311

Population Review for 43311 Zip Code

For the city of Bellefontaine, the population within 43311 has increased to over 20,639 residents in population size. The current population total is 20,029. We have broken down the population based on race below. In 43311, there are over 9775 in male population and 10254 females.

PopulationValues
Total Population20,029
White Population17517
Black Population567
Hispanic Population659
Asian Population218
Hawaiian Population8
Indian Population54
Other Population315
Male Population9775
Female Population10254
Population Estimate20639

Household Data for 43311

The average number of homes in 43311 is around 8,219, there are an average of 2.41 per household. The average house value according to local real estate values is around $135,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,219
Persons Per Household2.41
Average House Value$135,700
Income Per Household$63070
Median Age39.5
Median Age Male38.4
Median Age Female40.7
43311 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code937
CityBellefontaine
City Alias NameBELLEFONTAINE
CountyLogan
County FIPS091
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA13340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBellefontaine, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses451
Number Of Employees6513
Business First Quarter Payroll58555
Business Annual Payroll256322
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45858
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential8564
Delivery Business605
Delivery Total9486
Preferred Last Line KeyX20199
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20199
Land Area103.815000
Water Area0.292000
City Alias Code
City Mixed CaseBellefontaine
City Alias Mixed CaseBellefontaine
Box Count139
SFDU7288
MFDU421
State ANSI39
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380602
Unique ZIP Name
SSA State County Code36470
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseLogan

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]