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43319 Home Insurance Rates & Premiums

Did you know there are over 1,062 people living within the 43319 zip code area? There are over 436 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 43319.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Ohio are on the rise. The estimated average premium is around $702 a year for a standard homeowners insurance policy in East Liberty. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: East Liberty, OH Homeowners Insurance Quotes Online

43319 Home Insurance Average Premiums

Local 43319 homeowners insurance quotes comparison

$452 /yr.

Shows Zip Code: 43319 lowest rates with discounts applied on average.

For the 43319, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$452 /yr.
Average Coverage:$702 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1002 /yr.

What is the average home insurance cost for a home in 43319?

  • • The average homeowners insurance premium paid annually for a home in 43319 is around $702 per year.

What does it cost on average per month for home insurance in 43319?

  • • Homeowners in 43319 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 43319?

  • • Autoowners in 43319 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Liberty area, check out other zip codes nearby 43319.
Review average rates in another zip code:
43319 homeowners insurance rates

Home Replacement Cost Coverage in 43319

Average Building Cost Per Square Foot in 43319: $111

Location: East Liberty, Ohio (Logan County)

Average Square Footage in 43319: 2,341 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43319 before you start any project. East Liberty homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43319 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43319 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,341 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Liberty area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,341$259,800
Additional Upgrades & Added Features$1392,341$324,750
Major Home Updates or Advancements$1672,341$389,700

It's important to understand that when you estimate your replacement cost of your home in the 43319 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43319

Best Home & Auto Insurance Agencies in 43319

Housing Demographics for 43319

Population Review for 43319 Zip Code

For the city of East Liberty, the population within 43319 has increased to over 919 residents in population size. The current population total is 1,062. We have broken down the population based on race below. In 43319, there are over 562 in male population and 500 females.

PopulationValues
Total Population1,062
White Population955
Black Population6
Hispanic Population39
Asian Population3
Hawaiian Population1
Indian Population9
Other Population13
Male Population562
Female Population500
Population Estimate919

Household Data for 43319

The average number of homes in 43319 is around 436, there are an average of 2.44 per household. The average house value according to local real estate values is around $259,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode436
Persons Per Household2.44
Average House Value$259,800
Income Per Household$78370
Median Age45.0
Median Age Male45.2
Median Age Female43.9
43319 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code937
CityEast Liberty
City Alias NameEAST LIBERTY
CountyLogan
County FIPS091
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA13340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBellefontaine, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees5863
Business First Quarter Payroll72218
Business Annual Payroll327405
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45858
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential377
Delivery Business14
Delivery Total493
Preferred Last Line KeyX20882
Classification Code
Multi-CountyY
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX20882
Land Area18.832000
Water Area0.014000
City Alias Code
City Mixed CaseEast Liberty
City Alias Mixed CaseEast Liberty
Box Count68
SFDU377
MFDU0
State ANSI39
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number382387
Unique ZIP Name
SSA State County Code36470
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseLogan

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]