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Compare 43321 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Fulton just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 107 neighbors looking to save on their home insurance policy in the local 43321 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 43321. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Fulton, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Fulton, OH

43321 Home Insurance Average Premiums

Local 43321 homeowners insurance quotes comparison

$424 /yr.

Shows Zip Code: 43321 lowest rates with discounts applied on average.

For the 43321, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$424 /yr.
Average Coverage:$674 /yr.
2600 sq. ft. or higher
(all discounts applied)
$974 /yr.

What is the average home insurance cost for a home in 43321?

  • • The average homeowners insurance premium paid annually for a home in 43321 is around $674 per year.

What does it cost on average per month for home insurance in 43321?

  • • Homeowners in 43321 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43321?

  • • Autoowners in 43321 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fulton area, check out other zip codes nearby 43321.
Review average rates in another zip code:
43321 homeowners insurance rates

Home Replacement Cost Coverage in 43321

Average Building Cost Per Square Foot in 43321: $111

Location: Fulton, Ohio (Morrow County)

Average Square Footage in 43321: 1,123 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43321 before you start any project. Fulton homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43321 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43321 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,123 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fulton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,123$124,600
Additional Upgrades & Added Features$1391,123$155,750
Major Home Updates or Advancements$1671,123$186,900

It's important to understand that when you estimate your replacement cost of your home in the 43321 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43321

Best Home & Auto Insurance Agencies in 43321

Housing Demographics for 43321

Population Review for 43321 Zip Code

For the city of Fulton, the population within 43321 has increased to over 271 residents in population size. The current population total is 250. We have broken down the population based on race below. In 43321, there are over 117 in male population and 133 females.

PopulationValues
Total Population250
White Population231
Black Population1
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population117
Female Population133
Population Estimate271

Household Data for 43321

The average number of homes in 43321 is around 107, there are an average of 2.34 per household. The average house value according to local real estate values is around $124,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode107
Persons Per Household2.34
Average House Value$124,600
Income Per Household$51875
Median Age38.8
Median Age Male38.8
Median Age Female38.5
43321 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code567/419
CityFulton
City Alias NameFULTON
CountyMorrow
County FIPS117
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential116
Delivery Business3
Delivery Total132
Preferred Last Line KeyX21089
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21089
Land Area0.153000
Water Area0.000000
City Alias Code
City Mixed CaseFulton
City Alias Mixed CaseFulton
Box Count9
SFDU116
MFDU0
State ANSI39
County ANSI117
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number382891
Unique ZIP Name
SSA State County Code36600
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMorrow

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]