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Homeowners Insurance coverage in 43326
If you are a homeowner in 43326 or Kenton, OH you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Kenton.
Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.
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Learn more about our homeowners insurance shopping service by selecting the best Kenton, OH Home Insurance Quotes Online.
What is the Average Home Insurance Rates in 43326?
Residents of Kenton have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Ohio? While Ohio is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Ohio comes in at 45 in the country for homeowners insurance premiums.
If you are living in 43326 zipcode, expect to pay around $648 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.
Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Kenton does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.
Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.
43326 Home Insurance Average Premiums
For the 43326, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $398 /yr. |
Average Coverage: | $648 /yr. |
2600 sq. ft. or higher (all discounts applied) | $948 /yr. |
What is the average home insurance cost for a home in 43326?
- • The average homeowners insurance premium paid annually for a home in 43326 is around $648 per year.
What does it cost on average per month for home insurance in 43326?
- • Homeowners in 43326 pay a monthly average cost per month around $54.00.
What kind of discount could I get if I combine my home and auto insurance together in 43326?
- • Autoowners in 43326 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Kenton area, check out other zip codes nearby 43326.
Review average rates in another zip code:
43326 homeowners insurance rates
Home Replacement Cost Coverage in 43326
Average Building Cost Per Square Foot in 43326: $111
Location: Kenton, Ohio (Hardin County)Average Square Footage in 43326: 1,079 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 43326 before you start any project. Kenton homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43326 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 43326 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,079 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $111 | 1,079 | $119,800 |
Additional Upgrades & Added Features | $139 | 1,079 | $149,750 |
Major Home Updates or Advancements | $167 | 1,079 | $179,700 |
It's important to understand that when you estimate your replacement cost of your home in the 43326 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 43326
Gary A. Nelson Agency
Address: 202 E Franklin St Kenton, OH 43326Phone: (419)673-8256
Website:
Best Home & Auto Insurance Agencies in 43326
American Family Insurance - Jason W Fulton
Address: 812 N Detroit St Kenton, OH 43326Phone:
Website: http://www.insurance-agency.amfam.com/oh/jason-w-fulton/default.aspx?sourceid=yp3
Info:
Randall S Rogers - Nationwide Insurance
Address: 322 W Franklin St Kenton, OH 43326Phone:
Website: http://www.nationwide.com/agent/Kenton-OHIO-insurance-agent/rogersagency/office.html
Info:
Newland, Tom - Newland Insurance
Address: 312 E Columbus St Kenton, OH 43326Phone:
Website: http://www.newlandins.com/
Info:
Deever- David C
Address: 128 N Detroit St Kenton, OH 43326Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Gary A. Nelson Agency
Address: 202 E Franklin St Kenton, OH 43326Phone:
Website:
Info:
Housing Demographics for 43326
Population Review for 43326 Zip Code
For the city of Kenton, the population within 43326 has increased to over 13,771 residents in population size. The current population total is 13,328. We have broken down the population based on race below. In 43326, there are over 6552 in male population and 6776 females.
Population | Values |
---|---|
Total Population | 13,328 |
White Population | 12467 |
Black Population | 91 |
Hispanic Population | 290 |
Asian Population | 36 |
Hawaiian Population | 8 |
Indian Population | 24 |
Other Population | 134 |
Male Population | 6552 |
Female Population | 6776 |
Population Estimate | 13771 |
Household Data for 43326
The average number of homes in 43326 is around 5,353, there are an average of 2.46 per household. The average house value according to local real estate values is around $119,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 5,353 |
Persons Per Household | 2.46 |
Average House Value | $119,800 |
Income Per Household | $48718 |
Median Age | 41.0 |
Median Age Male | 39.6 |
Median Age Female | 42.8 |
43326 Details | Values |
---|---|
State | OH |
State Full Name | Ohio |
City Type | P |
City Alias Abbreviation | |
Area Code | 419/567 |
City | Kenton |
City Alias Name | KENTON |
County | Hardin |
County FIPS | 065 |
State FIPS | 39 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | |
CBSA | |
CBSA_DIV | |
CBSA_Type | |
CBSA_Name | |
MSA_Name | |
PMSA_Name | |
Region | Midwest |
Division | East North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 249 |
Number Of Employees | 3157 |
Business First Quarter Payroll | 32721 |
Business Annual Payroll | 139931 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | 04 |
Congressional LandArea | 4664.87 |
Delivery Residential | 5598 |
Delivery Business | 399 |
Delivery Total | 6153 |
Preferred Last Line Key | X21479 |
Classification Code | |
Multi-County | Y |
CSA Name | |
CBSA_DIV_Name | |
City State Key | X21479 |
Land Area | 186.485000 |
Water Area | 0.134000 |
City Alias Code | |
City Mixed Case | Kenton |
City Alias Mixed Case | Kenton |
Box Count | 88 |
SFDU | 4924 |
MFDU | 336 |
State ANSI | 39 |
County ANSI | 065 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 384032 |
Unique ZIP Name | |
SSA State County Code | 36340 |
Medicare CBSA Code | 99936 |
Medicare CBSA Name | Rural Areas in OH |
Medicare CBSA Type | Micro |
Market Rating Area ID | 2 |
County Mixed Case | Hardin |
Ohio Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]