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Check Out 43340 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Mount Victory, OH.

We will gather some basic information about your home in Mount Victory, OH and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Ohio licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 43340 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 43340

We have pulled together a variety of data related to homeowners insurance in Ohio. Simply click on one of the links below to learn about the average cost of homeowners insurance in Ohio as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mount Victory, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

43340 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 43340 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Ohio is roughly $672. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 43340 homeowners insurance policy!

43340 Home Insurance Average Premiums

Local 43340 homeowners insurance quotes comparison

$422 /yr.

Shows Zip Code: 43340 lowest rates with discounts applied on average.

For the 43340, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$422 /yr.
Average Coverage:$672 /yr.
2600 sq. ft. or higher
(all discounts applied)
$972 /yr.

What is the average home insurance cost for a home in 43340?

  • • The average homeowners insurance premium paid annually for a home in 43340 is around $672 per year.

What does it cost on average per month for home insurance in 43340?

  • • Homeowners in 43340 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43340?

  • • Autoowners in 43340 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mount Victory area, check out other zip codes nearby 43340.
Review average rates in another zip code:
43340 homeowners insurance rates

Home Replacement Cost Coverage in 43340

Average Building Cost Per Square Foot in 43340: $111

Location: Mount Victory, Ohio (Hardin County)

Average Square Footage in 43340: 1,280 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43340 before you start any project. Mount Victory homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43340 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43340 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,280 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Victory area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,280$142,100
Additional Upgrades & Added Features$1391,280$177,625
Major Home Updates or Advancements$1671,280$213,150

It's important to understand that when you estimate your replacement cost of your home in the 43340 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43340

Best Home & Auto Insurance Agencies in 43340

Housing Demographics for 43340

Population Review for 43340 Zip Code

For the city of Mount Victory, the population within 43340 has increased to over 1,572 residents in population size. The current population total is 1,754. We have broken down the population based on race below. In 43340, there are over 856 in male population and 898 females.

PopulationValues
Total Population1,754
White Population1644
Black Population4
Hispanic Population25
Asian Population18
Hawaiian Population1
Indian Population3
Other Population7
Male Population856
Female Population898
Population Estimate1572

Household Data for 43340

The average number of homes in 43340 is around 595, there are an average of 2.95 per household. The average house value according to local real estate values is around $142,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode595
Persons Per Household2.95
Average House Value$142,100
Income Per Household$62202
Median Age35.4
Median Age Male34.0
Median Age Female36.5
43340 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code937/326
CityMount Victory
City Alias NameMOUNT VICTORY
CountyHardin
County FIPS065
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees45
Business First Quarter Payroll242
Business Annual Payroll1048
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential533
Delivery Business6
Delivery Total1456
Preferred Last Line KeyX22004
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX22004
Land Area48.715000
Water Area0.099000
City Alias Code
City Mixed CaseMount Victory
City Alias Mixed CaseMount Victory
Box Count98
SFDU531
MFDU0
State ANSI39
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number385565
Unique ZIP Name
SSA State County Code36340
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseHardin

Ohio Homeowners Insurance News & Information

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