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Homeowners Insurance in 43348

In Russells Point, OH, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 43348 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 43348 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 43348 should appear in the zip code field ready to go.

43348 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Ohio, you are going to see rates around the average home insurance premium per year of $682. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Russells Point home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 43348 Home Insurance Rates Now!

Best 3 Options to Compare in 43348

If you want homeowners insurance quotes within the city of Russells Point or in the 43348 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Russells Point, OH.

43348 Home Insurance Average Premiums

Local 43348 homeowners insurance quotes comparison

$432 /yr.

Shows Zip Code: 43348 lowest rates with discounts applied on average.

For the 43348, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$432 /yr.
Average Coverage:$682 /yr.
2600 sq. ft. or higher
(all discounts applied)
$982 /yr.

What is the average home insurance cost for a home in 43348?

  • • The average homeowners insurance premium paid annually for a home in 43348 is around $682 per year.

What does it cost on average per month for home insurance in 43348?

  • • Homeowners in 43348 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 43348?

  • • Autoowners in 43348 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Russells Point area, check out other zip codes nearby 43348.
Review average rates in another zip code:
43348 homeowners insurance rates

Home Replacement Cost Coverage in 43348

Average Building Cost Per Square Foot in 43348: $111

Location: Russells Point, Ohio (Logan County)

Average Square Footage in 43348: 1,010 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43348 before you start any project. Russells Point homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43348 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43348 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,010 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Russells Point area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,010$112,100
Additional Upgrades & Added Features$1391,010$140,125
Major Home Updates or Advancements$1671,010$168,150

It's important to understand that when you estimate your replacement cost of your home in the 43348 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43348

Best Home & Auto Insurance Agencies in 43348

Housing Demographics for 43348

Population Review for 43348 Zip Code

For the city of Russells Point, the population within 43348 has increased to over 2,080 residents in population size. The current population total is 1,880. We have broken down the population based on race below. In 43348, there are over 910 in male population and 970 females.

PopulationValues
Total Population1,880
White Population1742
Black Population16
Hispanic Population50
Asian Population16
Hawaiian Population1
Indian Population6
Other Population5
Male Population910
Female Population970
Population Estimate2080

Household Data for 43348

The average number of homes in 43348 is around 925, there are an average of 2.03 per household. The average house value according to local real estate values is around $112,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode925
Persons Per Household2.03
Average House Value$112,100
Income Per Household$35536
Median Age46.8
Median Age Male45.6
Median Age Female47.6
43348 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationRUSSELLS PT
Area Code937
CityRussells Point
City Alias NameRUSSELLS POINT
CountyLogan
County FIPS091
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA13340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBellefontaine, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees1419
Business First Quarter Payroll17837
Business Annual Payroll72704
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45858
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential1025
Delivery Business36
Delivery Total1411
Preferred Last Line KeyX22697
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX22697
Land Area2.317000
Water Area0.523000
City Alias Code
City Mixed CaseRussells Point
City Alias Mixed CaseRussells Point
Box Count275
SFDU719
MFDU3
State ANSI39
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number387301
Unique ZIP Name
SSA State County Code36470
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseLogan

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