Get multiple home insurance quotes in 43351. Our licensed 43351, OH agents are ready to serve you.

Homeowners Insurance in 43351

For homeowners living in 43351, you want more affordable home insurance rates in Upper Sandusky, right? Our rates are very competitive for homeowners living in the great city of Upper Sandusky, OH. Many homeowners living in the 43351 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 43351 should appear in the zip code field ready to go. Comparing Upper Sandusky, OH Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

43351 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Upper Sandusky pay around $667 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Ohio home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 43351 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Upper Sandusky homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Ohio home insurance premium today!

Get 43351 Homeowners Insurance Rates Now!

43351 Home Insurance Average Premiums

Local 43351 homeowners insurance quotes comparison

$417 /yr.

Shows Zip Code: 43351 lowest rates with discounts applied on average.

For the 43351, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$417 /yr.
Average Coverage:$667 /yr.
2600 sq. ft. or higher
(all discounts applied)
$967 /yr.

What is the average home insurance cost for a home in 43351?

  • • The average homeowners insurance premium paid annually for a home in 43351 is around $667 per year.

What does it cost on average per month for home insurance in 43351?

  • • Homeowners in 43351 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 43351?

  • • Autoowners in 43351 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Upper Sandusky area, check out other zip codes nearby 43351.
Review average rates in another zip code:
43351 homeowners insurance rates

Home Replacement Cost Coverage in 43351

Average Building Cost Per Square Foot in 43351: $111

Location: Upper Sandusky, Ohio (Wyandot County)

Average Square Footage in 43351: 1,270 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43351 before you start any project. Upper Sandusky homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43351 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43351 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,270 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Upper Sandusky area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,270$141,000
Additional Upgrades & Added Features$1391,270$176,250
Major Home Updates or Advancements$1671,270$211,500

It's important to understand that when you estimate your replacement cost of your home in the 43351 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43351

Best Home & Auto Insurance Agencies in 43351

American Family Insurance - Luis E Gil

Address: 115 N Sandusky Ave Upper Sandusky, OH 43351
Phone:
Website: http://www.insurance-agency.amfam.com/OH/luis-e-gil/default.aspx?tid=agp0001013904
Info:

Wall, Connie - Allstate Insurance

Address: 224 N Sandusky Ave Upper Sandusky, OH 43351
Phone:
Website: http://www.allstateagencies.com/ConnieWall/Welcome/
Info:

Housing Demographics for 43351

Population Review for 43351 Zip Code

For the city of Upper Sandusky, the population within 43351 has increased to over 10,151 residents in population size. The current population total is 10,144. We have broken down the population based on race below. In 43351, there are over 4946 in male population and 5198 females.

PopulationValues
Total Population10,144
White Population9497
Black Population41
Hispanic Population395
Asian Population35
Hawaiian Population2
Indian Population9
Other Population208
Male Population4946
Female Population5198
Population Estimate10151

Household Data for 43351

The average number of homes in 43351 is around 4,308, there are an average of 2.29 per household. The average house value according to local real estate values is around $141,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,308
Persons Per Household2.29
Average House Value$141,000
Income Per Household$59136
Median Age44.0
Median Age Male42.3
Median Age Female45.7
43351 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationUPPER SANDSKY
Area Code419/567
CityUpper Sandusky
City Alias NameUPPER SANDUSKY
CountyWyandot
County FIPS175
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses313
Number Of Employees5754
Business First Quarter Payroll60957
Business Annual Payroll263015
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04|05
Congressional LandArea4664.87|5626.47
Delivery Residential4433
Delivery Business359
Delivery Total4960
Preferred Last Line KeyX23158
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23158
Land Area153.995000
Water Area0.409000
City Alias Code
City Mixed CaseUpper Sandusky
City Alias Mixed CaseUpper Sandusky
Box Count79
SFDU3911
MFDU332
State ANSI39
County ANSI175
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388421
Unique ZIP Name
SSA State County Code36890
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWyandot

Ohio Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]